Personal Finance (Not Investing) • Help - simple tax issue - IRS says I owe...
When I look at the form TurboTax provides as our actual tax filing, none of these numbers are presentRegardless of whether you owe capital gains tax or not, the sales need to be listed on Schedule D...
View ArticleInvesting - Theory, News & General • How did you make your first $1M?
My father grew up during the depression. He saved everything and tried to reuse most things. I learned to save from him. My father’s family worked in the equivalent of a 7-11. I asked him about...
View ArticleInvesting - Theory, News & General • Preparing for a talk with my...
I agree that his fee is reasonable, and I'd honestly be happy paying it just for the tax/business consulting. He's really helped me get everything in order in terms of insurance, a living trust,...
View ArticlePersonal Consumer Issues • Thermostat - Ecobee vs. Nest vs. Others?
I have a Honeywell setback thermostat that has WiFi capabilities which means if your sitting in one room and feel hot/cold you can change the temp to your liking. You can also do things while you're...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
If small IRA eligible bonuses are being brought up, Merrill Edge is superior at $750 for $200K: https://www.merrilledge.com/offers/me750The same $200K gets you $1,000 at Citi, but you have to deal...
View ArticlePersonal Consumer Issues • what to put in a time capsule that will be...
How big are the time capsules? My great nieces have never seen a phonebook; haven't a clue how to read a paper map. Perhaps a current issue of the WSJ or Kiplinger?Statistics: Posted by Mr. Rumples —...
View ArticlePersonal Consumer Issues • oil change frequency
Yes. I change the oil on my Toyota Camry at least every 12 months even if I have driven less than 2k miles, which happened for several years during/after Covid.Same here. I’m down to about 250-300...
View ArticleInvesting - Theory, News & General • TIAA Real Estate -- Interesting...
You cannot measure risk-adjusted return of TRE using Sharpe ratios from outcome samples. TRE return data uses estimates and appraisals, so volatility is blurred in the returns.Right. At least I agree...
View ArticlePersonal Consumer Issues • Good quality Air Compressor for car and bike...
Count me in as a third satisfied Makita inflator customer.I didn't know these even existed, so I had to order the Makita, as they seem incredibly handy. (A small compressor is probably a better value,...
View ArticlePersonal Consumer Issues • Calling Ocean Engineers: What is happening to my...
Looks like OP is in the North Atlantic, off the coast of Norway, in the middle of winter. Curious time of year to try and have fun in the North Atlantic. I’m shocked, *shocked*, there are wavesThere...
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Personal Consumer Issues • Tips on car rental
Side benefit of the Bilt card for non-homeowners, is that it's the only card I'm aware of that earns miles/points when using it to pay rent.It also has a good list of travel partners for point...
View ArticlePersonal Finance (Not Investing) • To new car or not ...
One thing to keep in mind is EV don't work well in cold weather. I think the batteries have a life of like ten years, but I am not in the market for one and don't know if this is true. Hertz is...
View ArticlePersonal Investments • Private investment opportunity
Well you apparently work for a PE firm, so I’d think you’d know more about the pros and cons than the board in general wouldThat being said, Rational Reminder just did a podcast on the bewildering...
View ArticleInvesting - Theory, News & General • Emergency fund - how many months?
Recently got an interesting conversation with my friend.He makes like 75% of HHI but his wife has a very stable gov job. They might need like extra $10k per year in addition to her salary for lean...
View ArticleInvesting - Theory, News & General • Simba's backtesting spreadsheet [a...
I am kind of inclined to pick option 2, if only for its simplicity and consistency, but I don't feel that strongly about it.I like the simplicity of option 2, so it would be my first choice. Option 3...
View ArticlePersonal Finance (Not Investing) • Tap Roth account for home downpayment?
If you have a large brokerage amount when you go into retirement, you lose the lower brackets for conversations because of dividend and capital gains income.Keep the Roth for retirement.Statistics:...
View ArticlePersonal Investments • tax efficient placement for short term cash/MMF
If the stock market drops 50% so that VTI drops a lot, then house prices are going to drop, too. A lot of stuff will happen if the stock market drops 50%, so that a potential house buyer will probably...
View ArticleInvesting - Theory, News & General • More Evidence Against Factor Investing
The claimed rationale for SCV is higher expected return due to higher risk. If the odds of SCV doing worse over any given time frame (for example, a long one) are low, then it's hard to maintain that...
View ArticlePersonal Consumer Issues • Dark sky parks or similar? Eastern United...
Antarctica. Just returned. Honestly the summer nights are very short about 2 hours. The sky was always overcast so I never got to see the southern cross or the Magellanic Clouds. But no light...
View ArticleNon-US Investing • Ireland ETF withholding taxes-bond/non US div
How much, if any, does Ireland domiciled ETFs pay the withholding taxes when they recieve,1. Dividends from companies in countries other than US.?From memory, and based on some old threads, past...
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