Non-US Investing • Invest into Stocks versus Long Term bonds?
You are obviously a very conservative investor and need a high feeling of safety to sleep at night-it’s good to understand one’s investment temperament-most investors only learn this after...
View ArticlePersonal Investments • Beginner's Portfolio Review & Questions
Thank you for all your replies last Friday.Given your recommendations, these are the changes I plan on making in a couple days:From...Taxable at Fidelity35% Fidelity Total Market Index Fund (FSKAX)...
View ArticlePersonal Investments • Looking for advice while purchasing a home
I'd pay really close attention to the problems that you find in an inspection. It's kinda like interviewing, during the interview is the best you'll ever be treated and the the inspection is the best...
View ArticleInvesting - Theory, News & General • Article - $600K and live off...
Unfortunately, the website wants me to sign in so no, I didn't read the rest of the article.We don't live off the dividends in retirement, but we're lucky in that we can re-invest our dividends in...
View ArticlePersonal Investments • (US) [Age 27] Advice about portfolio asset allocation...
Did i read correctly that you want most equities in international? If so what is the reason for that. I believe international has under performed for decades. Most folks have more in US. Your shot to...
View ArticlePersonal Finance (Not Investing) • Pay Estimated tax year 2024 All In 1st QTR?
What's the advantage, given that you won't earn any interest on the amounts you pay earlier than necessary?Reason being I will use an after-tax account to pay the estimated tax vs. the 401K Rollover...
View ArticlePersonal Finance (Not Investing) • Real Estate Windfall Amid Family Drama
Is (worst case) $20k x 3 a substantial amount of money to you? Do you know the carrying costs if it takes weeks or months to sell everything? Are the carrying costs a substantial amount of money to...
View ArticlePersonal Consumer Issues • Cleaning Hard Surface Flooring?
Broom and dustpan for crumbsSwiffer for dust and hairSpin mop for big cleaningStatistics: Posted by CaptainT — Tue Jan 09, 2024 5:15 am — Replies 20 — Views 1832
View ArticleInvesting - Theory, News & General • Skating where the puck was
This would be better is "skating to where the puck is going to be"......but there really is no crystal ball that is 100% accurate.Change and get off the ice before you are tired.....could translate to...
View ArticlePersonal Investments • Saving for down payment vs portfolio investment
Thank you very much for the reply.Let's disregard the car for now to simplify.Simple recommendations would be:1) save 10-20% of gross salary towards retirements, depending on other income besides...
View ArticlePersonal Investments • Fidelity Back door Roth. Transfer or convert?
I recently did a Roth conversion in-kind and Fidelity’s retirement group (RG) said to use the “transfer” screen. The transfer screen’s taxes box that you need to check to proceed is a general message....
View ArticlePersonal Investments • Portfolio review - Age 54, First post
Congrats. Not a fan of large amounts of cash in a ROTH. Make sure your ROTH dollars are your high return equities. Not a fan of individual stocks either. A diversified portfolio is the way to go. 1....
View ArticleNon-US Investing • Which cash-like investment to choose in IB (EU) for 6-12...
Hi,putting MMFs to one side I use VDST, IB01 and ERNE for shorter term cash like equivalents.DJNDo you have any thoughts/feelings on which is better of IB01 vs VDST? IB01 seems to have the highest...
View ArticlePersonal Finance (Not Investing) • Easier to pay bills with credit card?
It makes sense to pay almost EVERY bill with a credit card since:1 It is easier to do so .2 Safer, since the liability is transfered to the issuer, and you don't have to worry about double charges...
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Personal Finance (Not Investing) • Potentially selling a great house
You already have 1.5m in real estate and you want to increase that to 2m? Too much concentrated asset for my liking. Plus, I'm not sure I understand your NEED to move. You already have a great house...
View ArticleNon-US Investing • New Vanguard U.S. Treasury 0-1 Year Bond UCITS ETF (Acc)
Does anyone have any thoughts/feelings on which is better of IB01 vs VDST?IB01 seems to have the highest liquidity, but according to this VDST is full replication with no securities...
View ArticlePersonal Investments • Feedback on Plan for Professionally Managed Account
Make sure to turn off dividend reinvestment in the taxable account - no need to keep making purchases of funds you no longer want to hold. Use those dividends to purchase your desired...
View ArticlePersonal Investments • Retiring! Now what!? [Portfolio questions]
WeakOldGuy - In order to provide appropriate advice, it's best to keep all the information in one spot. I merged your update back into the original thread. If you have any questions, ask them...
View ArticlePersonal Finance (Not Investing) • Share your net worth progression
Married in 2015. Now two kids. Net worth would be ~200k higher if home value was increased to FMV instead of original cost. Have received some gifts over the years and sold some property to boost net...
View ArticleInvesting - Theory, News & General • Is the reason why hedge funds /...
The distribution of stock returns at any given period is highly skewed, in that, the majority of the average return the market comes from a small number of stocks that performed spectacularly. The...
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