Non-US Investing • Netherlands, transition to RE [retiring early] portfolio...
My personal situation is that I am planning to retire in a year, and I am now 60/40 as per ERNs' glidepath strategy. I would not be comfortable with 100% stocks at the current CAPE.I have zero other...
View ArticleInvesting - Theory, News & General • Tracking Dividends/Interest with...
I don't know of anything on Fidelity's site that will produce quite what Schwab generates, which is a very nice current-year projection--it's a combination of the actual numbers for year-to-date plus...
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Personal Consumer Issues • Struggling with the Hedonic Treadmill / Lifestyle...
Life is short. We must find the right balance[...] Life isn't necessarily all that short. Living into the 100s and remaining healthy and lucid is not as uncommon as it once was. But for the things one...
View ArticlePersonal Investments • Portfolio rebalancing
Thanks dbr, a clear message much appreciated.Statistics: Posted by banfield — Mon Sep 02, 2024 11:54 pm — Replies 6 — Views 1202
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
I have a more fundamental problem with the assumption that inflation hedging is sufficient for retirement -- even if it were truly available. Such hedging does not protect against standard of living...
View ArticlePersonal Investments • Checking a few details of late-filing of 5500-EZ (Solo...
Maybe u/spiritrider could chime in. I think it's a short plan year that starts 1/27/2022.1 participant as soon as it is created.Those codes look right to me. I would probably do the opinion letter in...
View ArticlePersonal Consumer Issues • New (or used?) car (Honda?). Also, financing Qs
I did a bunch of quotes through Costco for various vehicles, the 2025 Civic Hybrid was offered for $900 under MSRP with delivery in a month. Wife so impressed, she wanted another Civic sedan, which we...
View ArticlePersonal Finance (Not Investing) • How much of my social security is...
... Am single. ...New plan:2024 int and dividends 30k2024 Roth conversion 40k2024 social security 40kWondering what amount of the 40 k social security income will be taxable.Worksheets are available...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Thanks, volstagg and FrugalProfessor! My e-mail provider allows aliases, so I think that + filters will be the way to go to handle spammy autoroll notices. Appreciate the ideas!Statistics: Posted by...
View ArticlePersonal Consumer Issues • Security Best Practices for 2024
From the technical perspective:use Linuxuse a VPNuse a dedicated password manager, not your browser. Linux's native password manager is called passLinux is not really more secure than Windows or...
View ArticlePersonal Finance (Not Investing) • Transfer former residence to LLC?
I am not a 1031 expert but I don't think you could sell your old home now and purchase the vacation home 3 years down the road. Also, how are a vacant residence and a future vacation home like kind...
View ArticlePersonal Investments • Total Market or separate Large, Mid & Small Cap...
Total MarketStatistics: Posted by stlpdx421 — Tue Sep 03, 2024 12:25 am — Replies 33 — Views 1768
View ArticlePersonal Consumer Issues • Cooking hack - What do you do when you put too...
Add more protein. Eggs and shrimp come to mindStatistics: Posted by Wannaretireearly — Tue Sep 03, 2024 12:33 am — Replies 22 — Views 1464
View ArticlePersonal Investments • SPIA Annuity as part of Retirement strategy -- getting...
It sounds like you're at a crucial crossroads in your financial planning, and it's natural to feel a bit overwhelmed when considering such significant decisions. You're weighing the trade-offs between...
View ArticlePersonal Investments • Which Roth to Rollover, His or Hers?
I'm assuming that the tIRA will grow to over 1M, but we'll see... Our pensions cover a lot of our expenses but we will need to tap our retirement funds on occasion. I did not know I could use tIRA...
View ArticlePersonal Investments • sequence of withdrawals during retirement--differing...
Unless very respected BH confirms it I am not yet believing that basis gets stepped up for the surviving spouseIt's in IRC 1014(b)(6) which provides for a basis adjustment for 100% of community...
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Investing - Theory, News & General • International (Non-US) versus US...
US broad market cap weighted indexes owe their multi-decade outperformance relative to INTL to US dominance of cutting edge innovative mega cap tech growth companies. If you omitted these companies...
View ArticlePersonal Consumer Issues • What are you listening to now
Freedom by Jon BatisteStatistics: Posted by CRC_Volunteer — Tue Sep 03, 2024 11:44 pm — Replies 6660 — Views 773525
View ArticlePersonal Investments • Retiring in 6 months (off TSLA options); Plan Review;...
I never understood why NVDL and why sell covered calls. If you were to make such a risky conviction bet, buying calls seems like a better bet. For example, today's calls for one year out (Sep 2025)...
View ArticlePersonal Finance (Not Investing) • About to be laid off. Will we be OK? Also,...
We're currently renting in a VHCOL. The 60K income comes with health insurance.The nice thing about renting is the flexibility you have. Fairly easy to move to smaller/cheaper if really needed. If...
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