Personal Investments • Any consequences for changing funds in an old 403b...
Could you explain why I should use my current 403b plan exclusively to US equities? I was planning on having the new 403b and old 403b mirror each other in allocations. Is this a bad idea?Mirroring...
View ArticlePersonal Investments • What's in your Taxable Account?
I understand the logic, but at the end of the day you really only have what’s invested in taxable as liquid. I understand selling/buying in tax-deferred to keep your AA in check. rather grow my funds...
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Personal Investments • Moving house fund from Marcus to VG MMF - pointers?
I use the sweep money market account in my Vanguard brokerage to save for our emergency fund. I think it's great especially while rates are high. When rates are really low the interest in a high yield...
View ArticlePersonal Consumer Issues • Front Bicycle Derailleur That's Easy to Shift
It's an indexed Shimano thumb shifter.The bike is newer and all shifting components are clean and free of dirt and debris.Earlier I tried giving a little slack to the cable and shifting got easier,...
View ArticleInvesting - Theory, News & General • What are you up YTD? [Year To Date]
100% US equities. YTD 19.51% cumulative pre-tax return.Statistics: Posted by learning30 — Sun Sep 01, 2024 12:18 am — Replies 5409 — Views 968858
View ArticleInvesting - Theory, News & General • Can you train yourself to be less...
Investing should be much more about balancing risks than declaring stocks risky and thinking a 60/40 portfolio has any chance of safety where a 70/30 portfolio fails. There is a large degree of...
View ArticlePersonal Finance (Not Investing) • New opportunity - requires quite a bit of...
You seem to really want to do this. Based on what you posted above it is pretty low risk - lots of upside and if it doesn’t work out you can probably go back to something close to what you have now...
View ArticlePersonal Consumer Issues • Does Merrill Lynch do cold calling
Does she have accounts with Bank of America? They own Merrill Lynch. Make sure her marketing and information sharing preferences are all set to opt out.She does have a Bank of America credit card. I...
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Personal Consumer Issues • Recs for impact driver for air compressor
This project was installing a new drive belt when the old one disintegrated, also overhauling the clutches, etc.The outer shaft clutch nuts are typically frozen and only a 1/2 inch air impact wrench...
View ArticlePersonal Investments • 25 Dividend Stocks
I am preparing myself to invest heavy into dividend stocks to generate monthly income in 10-15 years. I have 20 monthly paying stocks and 5 quarterly paying stocks. I dont have a lot of money in them...
View ArticlePersonal Finance (Not Investing) • Hackers leak 2.7 billion data records with...
Any advice on what else to do?Thus guide seems pretty good:https://www.reddit.com/r/IdentityTheft/ ... eports_is/Thanks for the link. Seems thorough.Sure. Not sure what to make of the recommendation...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
I'm looking to transfer my Roth IRA from Vanguard to Schwab and plan to ask them to match the Wells Fargo offer of $2500. Since I've already maxed my 2024 contributions, can the bonus be paid in 2025?...
View ArticlePersonal Investments • Retiring in 6 months (off TSLA options); Plan Review;...
So how much would you have today if you just invested 70/30 in Total Stock Market/Total Bond market index funds?Also someone posted had I done BH starting October 2021 I would have 10.5m. I didn't...
View ArticlePersonal Investments • pay down mortgage vs continue investing
I agree with the general investing principle that a mortgage, or any debt, can be viewed as a "negative bond," i.e. a stable "investment" that consistently nets a negative return.Whether you continue...
View ArticleNon-US Investing • International Bond UCITS for an Sg-based Investor - IUAA...
Looking for bond etf that would not tank as stock etf holding for 10 years before starting to sell for expenses.Are you happy with the performance of AGGG or I would rephrase do you think it would not...
View ArticlePersonal Finance (Not Investing) • What to do with my money?
Early retirement and move somewhere else?Seek a telecommuting job and move somewhere else?Buy a modest vacation home somewhere else?Switch to part time?Statistics: Posted by BirdFood — Mon Sep 02,...
View ArticlePersonal Investments • Would like to sell DGSIX..what are tax strategies?
I have about 170,000 in profit from my DGSIX fund I have owned for several years. I was considering selling it to move the dollars into something like VTSAX. My question is...is it better to just keep...
View ArticleInvesting - Theory, News & General • Fidelity Money Market Funds
Why are the Fidelity expense ratios so high?VUSXX Vanguard Treasury Money Market FundExpense ratio 0.09%7 day SEC yield 5.25%Investment minimum $3,000https://investor.vanguard.com/investmen ......
View ArticlePersonal Consumer Issues • Money is no longer the problem…
Would you mind explaining this part ("since I have distilled them to two subtractions and one division") a bit more? Wasn't quite following what the two subtractions & one division refers...
View ArticleInvesting - Theory, News & General • How to blunt the outsized tech...
I believe that a lot of worries about the tech dominance stem from a deep rooted belief that the valuations in the stock market are somehow disconnected from reality.The question is whether individual...
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