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Investing - Theory, News & General • Total Portfolio Allocation and Withdrawal (TPAW)

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I have a more fundamental problem with the assumption that inflation hedging is sufficient for retirement -- even if it were truly available. Such hedging does not protect against standard of living growth in the general population, and therefore effectively ensures that the retiree will not maintain the same standard of living as the general population. Computers, mobile phones, and internet access are all examples of things that have moved from luxury to essential in the past 30 years.
I don't agree here. The CPI takes into account these changes. Anything that moves into the mainstream from the realm of the rich (for example, expensive health care) will get a growing share of the CPI. America's standard of living has increased dramatically since 1940 - and it's all been captured in the CPI.
Well, no. GAAP is correct. CPI measures inflation. But we have so many nice things compared to our grandparents because the economy has grown faster than inflation.

So CPI “will” capture how your current standard of living increases in price

It won’t, and isn’t trying to, capture how standard of livings improve

This is all off topic of TPAW though

Statistics: Posted by ScubaHogg — Mon Sep 02, 2024 11:56 pm — Replies 981 — Views 261565



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