Investing - Theory, News & General • WSJ article on annuities today Aug...
My efforts seemed to fall on deaf ears. People just have a difficult time thinking about this stuff unemotionally, and the speaker was charismatic and persuasive. All I could do was offer him a...
View ArticleClik here to view.
Personal Consumer Issues • Washing machine crapped out (Samsung)...
Gasket is actually pretty easy to replace on a lot of front loaders, should be a 15 minute job with the right tools.The issue is with the laundry room that the pair is in - it's TINY and there's...
View ArticlePersonal Consumer Issues • Prague or Vienna visit in early November
I read a lot of folks rank Vienna #3 on the Prague - Vienna - Budapest circuit, so last summer we skipped it in favor of doing something a little less traveled in Cesky Krumlov. Really enjoyed Prague,...
View ArticlePersonal Investments • Unwise Time To Execute 401(k) Rollover?
You could get unlucky.... then again...you might get lucky and sell high then buy 10% lower.. that being said.. I'd get your ducks in a row so the rollover goes smooth... I'd try to time it in a 2...
View ArticleInvesting - Theory, News & General • Why Mutual Fund Fees of 1% Are...
And don't forget about a lower safe withdrawal rate too. So you'll lose out on the compounding, with a 15% lower end account balance. And then if you can only withdraw 4% per year safely but have to...
View ArticleClik here to view.
Personal Finance (Not Investing) • shoiuld I take this SPIA?
I'm trying to give myself permission to enjoy this money now instead of hoarding for ?? nothing actually. Right now I hesitate to take even a $1000 distribution because you know, something might...
View ArticlePersonal Consumer Issues • Apple Mac Owners [Replacing PC with Mac]
I'm not sure I regret it, but I don't know that I'd do it again. I work on a PC 40+ hours a week. When I try to do things on the Mac I bought, I am frustrated by everything being in a different place...
View ArticlePersonal Investments • Buying TIPS with inflation going down
To answer the question "Buying TIPS with inflation going down?" the whole point of buying TIPS is to no longer be interested in what inflation is doing.LOL. Indeed.With the volatility we've all seen...
View ArticlePersonal Finance (Not Investing) • RMD planning question
https://thefinancebuff.com/medicare-irm ... ckets.html+1A complementary article by the same author: Roth Conversion with Social Security and Medicare IRMAA.To reduce future RMDs, consider Whether,...
View ArticleInvesting - Theory, News & General • The Day The Factors Died
What is the meaning of “factor” ? A contributing risk “ factor? Compensation for risk. What specifically exactly is that risk? Is that risk continuous or will it happen again? Why would investors be...
View ArticlePersonal Investments • More conservative (60/40) portfolio in taxable account?
Maybe a target amount in taxable? Or 60/40 until you have x$ in taxable.Statistics: Posted by Dottie57 — Fri Aug 09, 2024 5:47 pm — Replies 4 — Views 171
View ArticlePersonal Finance (Not Investing) • Timing of Yearly FAFSA Update
You not only can fill out the FAFSA every year, but you really are expected to do so. The reason for this is that families' financial situations can change over the course of the student's time in...
View ArticlePersonal Finance (Not Investing) • Can anyone explain what this guy was...
If you ask what it was, it means you did let yourself get sucked into tentatively sniffing the cheese (or, in this case, steak) in the trap. You got a nice steak dinner, but here you are looking for...
View ArticlePersonal Consumer Issues • Help me find a gasket for an outdoor light
Buy the gasket material and cut to fit or you could use a bead of silicone caulk.Statistics: Posted by bobn60014 — Fri Aug 09, 2024 5:55 pm — Replies 1 — Views 73
View ArticlePersonal Finance (Not Investing) • Apple Pay: value vs. chip credit card
...Seems like an irrelevant topic when the alternative is NO security. What is the security on your wallet, physical card or cash? Is your phone any more likely to be lost than your wallet?...
View ArticlePersonal Investments • Equitable rips off their customers
I am helping my mother managed her SEP IRA. She has an account with Equitable. After doing some digging, I found that they charge a 1.5% commission to buy ETFs or stocks, and the advisor had...
View ArticlePersonal Finance (Not Investing) • SEP IRA contribution limits, negative...
They each have their own sch C. Sch C cannot be jointStatistics: Posted by nalor511 — Fri Aug 09, 2024 5:59 pm — Replies 1 — Views 47
View ArticlePersonal Investments • Can I sell a bond to myself?
I have an inherited IRA (non-spousal) that has a thinly traded bond that matures in 2033. I am required to liquidate the inherited IRA before then. Therefore I will have to sell the bond or transfer...
View ArticlePersonal Investments • Planning on rolling over 401k to Vanguard this Friday
I was in the process of initiating a rollover of my 401k (pre-tax and Roth) from my former employer to Vanguard. Last week I sent over the instructions from Vanguard to my 401k admin and sat on the...
View ArticlePersonal Consumer Issues • Garage Door Recommendations
I'm in the Mid-Atlantic area. Last month I replaced my 40-year-old wooden overhead single garage door with a basic insulated steel model from Clopay. My research was thorough, including reading many...
View Article