I get “can’t read chip” messages with cards fairly often.It seems like maybe you don't understand how it works?The security is not about losing the phone or wallet....
Seems like an irrelevant topic when the alternative is NO security. What is the security on your wallet, physical card or cash? Is your phone any more likely to be lost than your wallet?
Apple/Google pay are significantly more secure than cards or cash.
It is about phone malware, flaky software, SIM hijacking, Google/Apple security & phone failure.
Phone malware cannot charge things to Apple/Google Pay unless you approve the charge with your face or fingerprint scan. You can get the charges reversed if fraudulent.
Flaky software is no more a risk than regular cards. My water company ran my bill 23x one month as an example. You deal with bad charges the same way to do with any other payment method
Apple Pay is not tied to your SIM. Sim hijacking is more a risk for your bank account and has nothing to do with Apple Pay
Phone failure means apple pay doesn't work, just like having a broken or lost credit card or forgetting your cash means you can't pay. I don't see how that is relevant. I've had cards not work randomly as a single store, or they don't take the card type I brought. Stuff happens.
Statistics: Posted by jebmke — Fri Aug 09, 2024 5:56 pm — Replies 141 — Views 13803