Personal Investments • VEU
sometimes it is a real puzzle what causes the day to day changes. Yesterday was up because of data and Powell's comments. Today I read that the employment levels were indicating the job market is...
View ArticlePersonal Finance (Not Investing) • Stated Deductible v. Actual Deductible...
What if your stated deductible was $30.000? Then you wouldn’t claim if the cost was $30,001?Why not use a stated deductible such that the extra dollar wouldn’t change your claiming strategy?If the...
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Personal Finance (Not Investing) • Wisconsin now offering HOMES Rebates as...
If saving the planet/being "green" was so important, there would be zero income restrictions attached to any of these programs. I mean if we are going to save the planet, shouldn't those of any income...
View ArticlePersonal Consumer Issues • Best < $100 purchase?
Battery Daddy - battery organizer with tester in one case. Even writing this I'm shaking my head with approval that this is a work of functional art. They should use your quote in an ad!Statistics:...
View ArticlePersonal Finance (Not Investing) • estimated tax payment on capital gain -...
... Unfortunately, if I withhold sufficiently from job (and pension) to cover Fed and State tax on the LTCG I won't be able max out the 403b/457b. If that wasn't the case, I would definitely do what...
View ArticlePersonal Investments • S and P 500 Fund in inherited IRA pre-Secure Act
I would shift your bonds to the inherited IRA from your personal IRAs. Given your desired asset allocation, your entire inherited IRA could be in bonds which would minimize growth in that account and...
View ArticlePersonal Finance (Not Investing) • Auto Insurance Non-Renewal - looking for...
Three at-fault accidents in twelve months? Yes, you're going to be in a high-risk pool with a large premium. Additionally, potential insurers willing to accept high risk drivers is smaller. If each of...
View ArticlePersonal Finance (Not Investing) • This is why I'm glad I started investing...
I am not pessimistic about the future as you are, nor am I optimistic (as most here seem to be, due to recency bias). The bottom line is, I am clueless. I have no idea what the USA or the world will...
View ArticlePersonal Investments • Retiring early: How much cash to hold to stomach...
I hold 3 years of I-Bonds but the purpose is not to spend it in a downturn. The purpose of the I-Bonds is for unexpected expenses which can happen at any point in time and/or for managing my...
View ArticlePersonal Finance (Not Investing) • Can I have no property coverage insurance...
In addition to checking any HOA requirements you should check if your umbrella coverage requires it.Statistics: Posted by avalpert1 — Fri Aug 02, 2024 3:35 pm — Replies 9 — Views 359
View ArticleInvesting - Theory, News & General • A time to EVALUATE your jitters
It is a very therapeutic thread but I still feel jitters. Is it normal for S&P to lose 4+% in 24 hours without good reason? It is not like a pandemic or new war started. I know the unemployment...
View ArticlePersonal Consumer Issues • Hit a deer. Repair vs trade in car?
I'm guessing that the repairs will be $3k-$4k, again, out of pocket. I bought the car a year ago, before new car prices started to soften, so I "overpaid". But it's a sunk cost. I've been heavily...
View ArticlePersonal Consumer Issues • True link debit card for dementia patients w...
I have seen the other Greenlight thread here on BH for debit cards for teens. But it seems the Truelink card is very popular with caregivers, who provide an allowance for loved ones with dementia. It...
View ArticlePersonal Investments • Do you invest on days when market is down ?
Buffett nostrum, be greedy when others are fearful, and be fearful when others are greedy.contrarianism, since markets go up and down, if you want to buy low and sell high, it is good to buy when...
View ArticlePersonal Consumer Issues • PC Build Thread - 2020... and beyond!!!
...A PSU issue wouldn't get an event log. What about cpu overheat? A PSU will get an event at the next boot, e.g. something similar to "The previous system shutdown was unexpected". (From an earlier...
View ArticlePersonal Investments • How Can I Buy Existing T-Bills on Treasury Direct?
As the Treasury Direct website says "TreasuryDirect.gov is the one and only place to buy and redeem U.S. savings bonds and other securities directly from the U.S. Treasury!" The US Treasury doesn't...
View ArticlePersonal Consumer Issues • Any suggestions for Australia in December?
Note that Australia during summer is pretty hot. If you decided to go to NZ on this trip, it is quite temperate. Also, during that time of year, Hawaii and NZ are just 1 hour apart, so if you spent a...
View ArticleInvesting - Theory, News & General • (Market Cap) Rotation to Small Cap?
Nathan Drake wrote:I’m making the argument that the growth story is over and that 2019/2020 represents a longer term secular bull market for ValueI’m making the argument that the growth story is over...
View ArticleInvesting - Theory, News & General • More income from bond fund when...
You seem to think you'll receive 5.2% of $23 every year as dividends plus $2.12 in price appreciation. The 5.2% includes the price appreciation, just as it does for any bond bought at a discount.(I'm...
View ArticlePersonal Investments • Capital Gains statement
The realized gains will also appear on your monthly statement for transactions in that month, but if you want to sum over the whole year or individual quarters, then arcticpineapple's method will give...
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