I seem to have hit a wall with Chase, my last application denied - reasons given:
too many cards with Chase/too much available credit already with them ( I probably have at least 10 cards with Chase, between Business and Personal) and low usage on their cards.
Until last year, I was hitting my Chase card spending heavily, but not so much in the last 4 quarters.
I am under 5/24 and have an excellent credit score (over 800)....
I never close the cards after I meet spend. I sometimes use them, sometimes not - so I guess this is the problem.
Please confirm my best options here - look at which cards I should close? - just start adding spend.?
Anybody have better tricks for getting Chase to open back up for me? Any personal experiences with this to share?
Many thanks
too many cards with Chase/too much available credit already with them ( I probably have at least 10 cards with Chase, between Business and Personal) and low usage on their cards.
Until last year, I was hitting my Chase card spending heavily, but not so much in the last 4 quarters.
I am under 5/24 and have an excellent credit score (over 800)....
I never close the cards after I meet spend. I sometimes use them, sometimes not - so I guess this is the problem.
Please confirm my best options here - look at which cards I should close? - just start adding spend.?
Anybody have better tricks for getting Chase to open back up for me? Any personal experiences with this to share?
Many thanks
Statistics: Posted by LaurenRose — Wed Jul 31, 2024 3:07 pm — Replies 7293 — Views 1484108