Personal Consumer Issues • Would like to buy a $80,000 SUV
85K USD is a lot.For that price, you can buy a lightly used BMW M8, M850i, or M6. Don't forget the M760i, which has a W12 engine, although they stopped making them a couple of years ago. You can also...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
When I buy or sell something in my brokerage account at vanguard, the mm settlement account is where everything comes from or ends up. Is that the way it works at fidelity? Yes. I’d like 1 joint...
View ArticlePersonal Investments • Vanguard to start charging fees/penalties for...
I've called rarely since the transition from USmail to web services, but maybe seven times so far this month regarding the brokerage transition. Presumably someone who decided to retire the MF...
View ArticlePersonal Finance (Not Investing) • Solo 401k Form 5500 EZ
Good day everyone.My wife has a single member LLC (just her) and a solo 401k with far less than $250k in it; under $50k.I have a solo 401k that I setup last year when I was doing some Fiverr gig work,...
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Personal Finance (Not Investing) • Medical bill received 4.5 years after service
Laws aside... Ethics dictate that you should pay for services that you receive. Look at this situation as a plus: You got to keep the $1,400 and collect interest and investment growth for 4 years......
View ArticlePersonal Consumer Issues • Costco - Executive Membership for big purchases
Not so minor quibble for us, up to a certain rebate limit, you must go to the warehouse to use the annual Exec voucher; same for the annual rebate voucher on the Costco Citi Visa, you must cash it in...
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Personal Finance (Not Investing) • Need Advice on Purchasing Rental Property
In todays market, I can afford a duplex for $276k in Milwaukee, WI in the Bayview area which is a prime location and neighborhood.You did not say what you could rent half the duplex for which a...
View ArticlePersonal Finance (Not Investing) • From a Scale of 1 to 10, how will I do...
A $350K down payment (20%) = $70K.Is that how you came up with your housing price range?Because that is what 20% is?Lol! of course not! The $350K is the range of the nice (not yet fancy) homes in my...
View ArticlePersonal Finance (Not Investing) • At what net worth or income should one...
The last time I flew first class was on my honeymoon about 40 years ago. My wife was a fight attendant for an airline and we had tickets to fly to Maui which were coach and free, if there were open...
View ArticleInvesting - Theory, News & General • How risky is interest rate risk in...
The not often recognized huge risk in a TIPS ladder is what the available yield is at the time one is ready and able to invest in the ladder. In the last few years that has flipped from -2% real to...
View ArticleInvesting - Theory, News & General • A New “Animated” Rick Ferri interview
Another great interview, I was particularly intrigued by your segment on getting the customer come up with their own asset allocation. I often wonder if there is a decent systematic way of determining...
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Personal Finance (Not Investing) • At what net worth or income should one...
I bought a new Rolex when I was 30, a few Porsches in my 40s, never paid for a seat past the economy level. I doubt I ever will either- for me the seats are plenty comfortable but this may be due to...
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Investing - Theory, News & General • Preparing for 2026 tax brackets
"a good example of how situations can vary for everyone."This thread has been interesting, although trying to think through all of the possible outcomes does give me a headache. Come September we are...
View ArticlePersonal Finance (Not Investing) • Interesting estate situation
I like the idea of submitting a bill to the estate for care of the mom. You can't submit it to "the estate," only to an executor or administrator. You don't have one yet.Statistics: Posted by bsteiner...
View ArticlePersonal Finance (Not Investing) • Planning for retirement giving: DAF and...
Since you said it was easy, I assumed from your note that your IRA custodian (who from your response I understand is Vanguard) mails the checks directly to the charity. And if that is the case, that...
View ArticlePersonal Investments • Recent large raise and would appreciate some guidance
It's a little weird to have a "brag" thread but I hope this is encouraging to others to just stick to it. I don't have anyone else to share with beside my wife. I was at $125k net worth when I started...
View ArticlePersonal Finance (Not Investing) • What is next for us?
Double/triple check insurance, including auto home life and umbrella. Get disability insurance. The good kind.Statistics: Posted by bombcar — Fri Jun 28, 2024 8:16 am — Replies 17 — Views 1461
View ArticlePersonal Investments • Vanguard June dividend
I like increasing dividends, even in my taxable account. Complete heresy here.Statistics: Posted by Riprap — Fri Jun 28, 2024 8:17 am — Replies 6 — Views 1041
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Personal Investments • Portfolio review and allocation check up
Hello BH's,I have questions on the 3 fund portfolio and if I’m applying it correctly to my portfolio (2 fund in my case since I’m not holding bonds). I have a goal of early retirement around age 56...
View ArticlePersonal Finance (Not Investing) • How Many Bank Accounts Do You Have?
Several local accounts (also HYSA with Amex and Citi) with one long-standing local as primary, but the point of multiple locals is to have a fallback when needing notary-type services and for one...
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