Investing - Theory, News & General • Trading Treasuries (nominal and TIPS)
Could someone give simple instructions on how to participate in a 30year bond auction at Schwab using the auction example:Auction Date May 09, 2024Original Issue Date May 15, 2024You can go to "trade"...
View ArticlePersonal Finance (Not Investing) • Should I buy a house despite a significant...
- I already own a home in another state with a 2.75% interest rate, which is being rented out, and we make about $1k a month from it after all expenses are paid.You should start another "Should I keep...
View ArticlePersonal Finance (Not Investing) • Picking Apart Medicare Part B: Trauma Related
I find this fascinating. Is it actionable ? Maybe ... but one thing the numbers said to me was that a general Medicare population could be insured only against trauma for a small fraction of the Part...
View ArticlePersonal Investments • Using life expectancy tables for VPW
Consider using this tool, which gives a better refined (and more conservative for most folks) estimate of life expectancy. https://www.longevityillustrator.org/And maybe use an 80th or 90th percentile...
View ArticleInvesting - Theory, News & General • Josh Scandlen/Craig L. Israelsen, Ph.D
At a very quick look, Israelsen says he has a portfolio and a strategy that backtests well. It would have supported a zero failure rate... with some withdrawal system, over 25-year time periods, over...
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Personal Investments • Hearing Horror Stories that Vanguard Doesn't Let You...
Not sure if this will make a difference, but my entire transfer is an ACATS transfer. [ . . .][. . .]My online Vanguard linked bank account webpage has a statement that says I can transfer to this...
View ArticlePersonal Investments • How to get around high interest loans
I'd rather get a loan for my ill advised RV purchase rather than withdraw from my IRA and pay income tax. My credit scores are north of 800 but evidently that does not matter in today's world of loan...
View ArticlePersonal Finance (Not Investing) • Share your retirement cash flow plan
I intend to early retire as well. When I do I will draw down my accounts in the following order:TaxableTax-deferredTax freeI believe many will follow this order. My only issue here is what happens to...
View ArticleInvesting - Theory, News & General • USA Today: Annuities are key to...
In regards to SS, I have heard this often:That is essentially an inflation protected annuity with a better return than anything on the market.If SS is better than anything you can buy on the market,...
View ArticlePersonal Consumer Issues • No free annual physical?
FWIW, having a consultation with my doctor who is familiar with my health record and family history is worth a few hundred dollars to me for just piece of mind.Statistics: Posted by Raycpact — Tue May...
View ArticlePersonal Consumer Issues • How to track which software I use?
What operating system?Statistics: Posted by syc — Wed May 08, 2024 9:00 am — Replies 1 — Views 123
View ArticlePersonal Investments • Destiny tech 100 etf opinions
This does look fun, although a few concerns. - I imagine a very high expense ratio (4.98%?! Can't confirm that number.)- Very volatile, looks like it went from $9 to $100 then back to $20 all in the...
View ArticleInvesting - Theory, News & General • VTI article... Not as diversified as...
Really need to start with a very basic question. How many companies do you need to own to sufficiently reduce your risk?Statistics: Posted by rockstar — Wed May 08, 2024 9:03 am — Replies 11 — Views...
View ArticlePersonal Consumer Issues • Replacement Windows - Even Consider Companies That...
Renewal by Andersen windows does the same thing in our area and are supposedly a reputable company. They wanted us both home and then gave an hour long sales pitch. They brought a laptop and a...
View ArticlePersonal Finance (Not Investing) • Medically underwritten "private"...
Take a look at the EPO plans offered in your area. You can usually find a larger coverage booklet through the plan's website. They may offer a travel benefit that allows you to see their in network...
View ArticleInvesting - Theory, News & General • VUSXX in CP vs VUSXX
Is there any advantage/disadvantage to owning VUSXX in cash plus versus buying it outright?Statistics: Posted by bogles the mind — Wed May 08, 2024 9:05 am — Replies 0 — Views 38
View ArticlePersonal Investments • Best w2 to 1099 calculator?
I agree to shoot for the moon but 2x salary seems high to me considering the W2 (in this situation) doesn't have many benefits beyond the 401k match and PTO.2x is a typical indirect rate multiplier...
View ArticlePersonal Investments • Die with Zero - opinions?
Still leaves a nice cushion at the end for dementia care!Or not dementia care - which is surely one of the most discouraging situations. But maybe having enough to pay up for something very nice and...
View ArticleNon-US Investing • Keeping Vanguard account as Non resident Alien
Thanks for the information ukusinvestor. Your suggestion is definitely a good consideration and had been on my mind as TedSwippet also had mentioned recently that he was looking at the possibilities...
View ArticlePersonal Investments • I have a Vanguard Cash Plus Debit Card
1. Does PayPal pay interest?2. You don't need Vanguard Cash Plus to open a PayPal account, and once the money is in PayPal it has nothing to do with Vanguard. Don't see the benefit of transferring...
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