If you are married filing jointly, and you and your wife share your income and expenses, there is no rational reason to NOT consider her retirement accounts as well as part of your AA.
Me: 58 not sure when I'll retire but probably between 63 and 67
Wife: 60 retired, planning to take Soc Sec at 62. She has a 401k at fidelity and also a small pension. I don't manage those accounts and am not taking them into consideration for the asset allocation request.
Edited to Add:
Filing status: Married filing jointly
22% Federal ... 5.3% State (Wisconsin)
Desired Asset Allocation: from 70/30 to 60/40
View the accounts as one portfolio.
Statistics: Posted by WeakOldGuy — Fri Apr 26, 2024 7:16 am — Replies 6 — Views 474