Personal Investments • I feel like lump sum in this environment may be...
And it's proportional to the size of the lump.I agree about the size. Let’s say you get a windfall of a million dollar. You decide to lump sum it on oct 1987. Oppsie! Even though your chance of having...
View ArticlePersonal Investments • For Those Who Are Retired Do You Keep Cash Accounts
2 and 3. We keep $125k in cash for a house maintenance fund and new car fund, and then we have 3 years of living expenses in cash (plus another year in an operating checking account), and then another...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
[Thread merged into here --admin LadyGeek]HowdyRobin Hood is offering a 1% bonus for asset transfers, details shown in URL. There does not appear to be a limit on the size or much on asset type, so...
View ArticlePersonal Finance (Not Investing) • When Did You Feel Financially Secure and...
I think I’ve reached this point in the last month. My original intent was to leave my profession in 2025. Because I feel secure and comfortable, I’ve moved the date to 2024. I feel no anxiety about my...
View ArticlePersonal Consumer Issues • PA to FL drive
I used to do the run from NJ to FLA twice a year. I would estimate how long I would be comfortable driving, then book a motel there. But I would also book another motel 1 or 2 hours further as well....
View ArticlePersonal Investments • Why not leveraged Sp500 - xxxx/upro?
... More specifically, last week when Powell spoke, the market obviously ratcheted up until close. That was a short term movement that once the news came out investing in xxxx at 11:15 or so could be...
View ArticlePersonal Investments • How to reduce risk?
I have read many times to reduce risk to the point that you can sleep at night. So how would I do that?I am currently about 50/50 stocks/bond funds with an emergency fund in a money market ETF. Would...
View ArticlePersonal Finance (Not Investing) • Anyone Bored in Retirement ??
Seven years and no boredom yet.Fortunately my wife and I enjoy one another's company and have many similar interests. We also have our own lives. I fill my time with lots of interests and hobbies...
View ArticlePersonal Consumer Issues • Radiator Flush How Often How Much
Just Google you make and model and year and you'll find the owners manual.Statistics: Posted by twh — Sun Dec 17, 2023 12:15 am — Replies 30 — Views 1914
View ArticlePersonal Consumer Issues • Which Mesh Router To Buy
If you can do it without a lot of effort, wired backhaul is the much preferred.Statistics: Posted by twh — Sun Dec 17, 2023 12:18 am — Replies 60 — Views 3942
View ArticleInvesting - Theory, News & General • The role of Authorized Participants...
What went wrong with Third Avenue Focused Credit in 2015? Was the SEC asleep at the switch? Admittedly this was an extraordinary event and an unusual fund (although described as a "high-yield bond...
View ArticleInvesting - Theory, News & General • Winning the game and Dry Powder
My “Winning” in life is greater than a balance sheet.Okay, but my understanding is when we refer to "the game" we are referring to investing in risk assets and "winning" is accomplishing the goal of...
View ArticlePersonal Finance (Not Investing) • Retiring at age 40 with $2.4M
I really appreciate this thread. I am also 40 and have lately been thinking more seriously about retiring with a similar liquid portfolio balance: $1MM in brokerage, $550K in alternatives which will...
View ArticlePersonal Finance (Not Investing) • Protecting Assets Nursing Home Care
just make sure mother is adequately protected in home ownership and that there is a dedicated source of taking care of her, namely her children stepping up and caring for her if most of the parental...
View ArticlePersonal Investments • TresuryDirect trust account setup
Read the Registration and Joint sections again. You can abbreviate the registration, and you'll need to send documents for an "and" trust. They also link to the TD instructions. It's everything you...
View ArticleInvesting - Theory, News & General • The Illusion of the Small Cap premium
Leveraging the S&P has costs and adds no diversification.While some may argue if the small factor is weak, dormant, or disguised beta, going into Small Value allows you to get higher Value...
View ArticlePersonal Consumer Issues • 2023 Washer/Dryer Recommendation
I've finally had it with our Maytag washer/dryer units. I hate discarding "working" appliances, but these things are awful. Never really cleans the clothes, and things come out smelling moldy. We've...
View ArticlePersonal Consumer Issues • Wine - what are we paying more for … ?
Since so many folks on this thread are posting essentially 'I can't tell the difference between an expensive and inexpensive wine" here you go:https://www.reversewinesnob.com/search/ ......
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
To me there is an inconsistency of thought for value and International for many BHers. McQ has shown 2 posts with long term data:1- This thread showing extreme small cap value outperformance over 100...
View ArticlePersonal Finance (Not Investing) • For those who want retirement: decision...
There is a good chance we will significantly underspend my estimate, given at least 50% of it is discretionary/fun/travel etc.Wannaretireearly,Are you willing to retire even if you do not get to spend...
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