Personal Investments • Can ibonds be cashed out to a 529 tax free?
I have ibonds that are now starting to decline in % interest. Can I sell them and then put that money into our 529 without being taxed? Ibonds I had purchased for myself and my wife:10k Purchased...
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Personal Investments • tipsladder.com how to buy on Fidelity?
I'm looking at buying a TIPS ladder in my tIRA to bridge my per-social security yearstipsladder.com figures out for me how many of each CUSIP number to buy, but I'm confused about the pricing on...
View ArticlePersonal Finance (Not Investing) • Intuit's Mint App Shutting...
Sorry what is the general consensus for new platform for ex-Mint users? I see that many recommend Monarch. Been with Mint for over a decade and do not want to move anywhere. Why would Intuit close...
View ArticleInvesting - Theory, News & General • What is the total yield of...
I am familair with the difference between yield and return and thus my curiosity about “return”. So with an annual yield of about 1.5% the total approximate return on 10K invested on January 3, 2022...
View ArticlePersonal Finance (Not Investing) • Anyone else having sync issues with Empower?
Empower contacted me today to let me know I needed to add the credit card as a new account and close the old one. It worked fine but that new account history only goes back 2 weeks and I've been...
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Personal Finance (Not Investing) • Please check my logic/fact check to see if...
Both FiveK and Lee_WSP questioned the value of doing Roth conversions in a low market. I don't think that is what they said. What they said is that a low market is not what is important. A low market...
View ArticleInvesting - Theory, News & General • Bonds in Portfolio? Why...I am so...
This is mostly due to ignorance on my part (assuming that Bonds are for safety and won't loose principal value so fast). I was also not paying any attention to Fed actions. Anyway I have learned a lot...
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Personal Finance (Not Investing) • How to afford vet school for sophomore kid?
Pharmacy jobs also can also require a lot of evening and weekend work. (Just like an ER doctor )Statistics: Posted by Watty — Mon Dec 18, 2023 11:59 pm — Replies 105 — Views 5655
View ArticlePersonal Investments • Moving Roth IRA to Schwab
In the past, Schwab has offered transfer bonus or matched transfer bonus from other brokerage firms (i.e. ETrade) if arranged before the transfer occurs (see the mega thread on transfer bonuses).With...
View ArticlePersonal Consumer Issues • Should I finance the car if the APR is lower than...
Once you negotiate a deal with financing, see if you can convince them to lower the price a little for cash. If the interest rate is being bought down by the manufacturer or its financing arm, the...
View ArticlePersonal Investments • Frequent Trading Policy - Basic Questions
In the same account, can I sell VLGSX and buy VGLT in less than 30 days, or would that violate the Frequent Trading Policy?Also, is the 30-day Frequent Trading Policy specific to each account,...
View ArticlePersonal Consumer Issues • Radon testing and mitigation
If the living space is less than 4.0 what are you remediating?Statistics: Posted by westpac — Tue Dec 19, 2023 12:11 am — Replies 18 — Views 910
View ArticlePersonal Consumer Issues • My car was stolen Saturday night!
Was it a Civic SI?Statistics: Posted by maroon — Tue Dec 19, 2023 12:11 am — Replies 4 — Views 358
View ArticleForum Issues and Administration • Stopping thread updates in "your...
Go to the thread you want to unsubscribe from.Click on the "Tools" dropdown (next to the "Post Reply" button) at the top or bottom of the page.Click on "Unsubscribe Topic".Statistics: Posted by...
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Personal Finance (Not Investing) • Anyone Bored in Retirement ??
retired at 54. I'm board.I'm 71 and broad, and getting broader. Seriously, I've never understood boredom, or the fear of it.I think it’s a type A trait Statistics: Posted by Wannaretireearly — Tue Dec...
View ArticlePersonal Finance (Not Investing) • Do long term capital gains count toward...
[Topic is now in Personal Finance (Not Investing) - mod mkc]Do your long term capital gains when sold/realized count on your income bracket and therefore for tax purposes? For example (hypothetical),...
View ArticlePersonal Investments • What is my problem with bond ETFs
1) If you own a bond with a 2% coupon and today new bonds are issued at 3%, you have a loss even if you hold to maturity.Not a tax loss, but an economic loss. The reason new bonds would have a higher...
View ArticlePersonal Consumer Issues • High school graduation gift amount?
Your nieces and nephews might be very happy to get a larger check but their parents may inwardly grimace a bit since they may feel that they will need to reciprocate some day.That's half the...
View ArticlePersonal Investments • Buying ADMIRAL funds at other Brockerage?
For funds that have both investor and admiral shares you will rarely ever find the admiral shares available outside Vanguard. Some funds dropped marketing Investor shares, lowered the min on Admiral...
View ArticlePersonal Finance (Not Investing) • Spouse still has an FSA balance this year,...
If the money in the FSA was available to spend then you were not HSA eligible. Just because it was canceled doesn't mean you lost the ability to spend it down. You need to confirm this detail.Sounds...
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