Personal Investments • What is the difference between VFAWF and VWRP
I can only see one in my fidelity app (VFAWF). I just want to make sure I’m not buying the wrong one.Statistics: Posted by kyleplaytime15 — Sun Mar 24, 2024 11:34 pm — Replies 6 — Views 231
View ArticlePersonal Investments • Looking to replace monthly cashflow
what about a bond fund or something like BND?Statistics: Posted by barberakb — Sun Mar 24, 2024 11:38 pm — Replies 2 — Views 269
View ArticlePersonal Investments • Navigating Tax Loss Harvesting Decisions: VTSAX vs....
My question is: Should I open a new position in VTSAX for any new investments, or continue to invest in VLCAX? I'm contemplating a future switch back to VTSAX during a downturn, but the timing is...
View ArticlePersonal Finance (Not Investing) • Annuity for spendthrift brother on mom's...
I too looked at the annuity idea so I would not have potential headaches of calls for money. I dismissed the idea in my situation for a few reasons: I do not like SPIAs in general and since would not...
View ArticlePersonal Finance (Not Investing) • To buy or not to buy a big SUV
Come on now. Roof rack or hitch rack and you’re good.Statistics: Posted by rene — Sun Mar 24, 2024 11:44 pm — Replies 20 — Views 1269
View ArticlePersonal Finance (Not Investing) • Intuit's Mint App Shutting...
I have been using Empower / Personal Capital for almost 8 years. Sadly, in the last few months it has broken. Main symptom is huge discrepancies between account value and sum of holdings (at least for...
View ArticlePersonal Finance (Not Investing) • Medical insurance question
I had a minor surgery last year, went fine. Insurance covered it. Now I received a letter in the mail from the insurance company/subrogation company asking me to certify it was really me that had the...
View ArticlePersonal Investments • HSA limit for partial year
interesting, and I looked at the calendar. My official first day is August 12. I haven't talked to payroll yet, because I haven't done the new hire paperwork, but I am guessing we get paid end of...
View ArticleInvesting - Theory, News & General • VFWAX: 2023 1099-DIV reconciliation...
Request for help. For those who were NOT reinvesting distributions, and only have covered share lots---began investing after 1 Jan 2012, required tracking of mutual fund began---could you please...
View ArticlePersonal Investments • Apple ... stay the course or scale back?
I’m holding since January 2010. It’s grown to be a quarter of my portfolio. It’s all in taxable with huge capital gains which is why I haven’t sold. Warren says his favorite holding period is...
View ArticlePersonal Finance (Not Investing) • Traditional or Backdoor Roth IRA for 2023...
C) My understanding is that Roth IRA doesn't pass through Estate for even a NRA (and hence no need to worry about $60K exemption limit). All our assets in US have appropriate beneficiary/trust as...
View ArticlePersonal Finance (Not Investing) • State Retirement System Refund
2024 we will not be doing a backdoor Roth or traditional IRA due to no earned income.You don't need any earned income to rollover to a traditional IRA or to convert traditional IRA funds to Roth.I...
View ArticlePersonal Finance (Not Investing) • Is a check written from an estate account...
If your father is the sole beneficiary he can disclaim all or part of an inheritance and it will pass to his offspring. Disclaiming needs to be done in writing and retained by the executor of the...
View ArticlePersonal Investments • Considering a TIPS ladder. Is this the right approach?
They offer normal constant duration bond funds, like BND AND they offer ladder ETF's or target maturity date bond funds, which are bond ladders. Not sure about your terminology, they can be ladder...
View ArticlePersonal Consumer Issues • Anyone use windows arm?
Not recently...But I was an early adopter of a Surface RT device, which was an ARM based.Back then the "app store" was very immature. The only apps that would run were some of those in the "app...
View ArticlePersonal Investments • How am I doing?
Should I sell the VTIAX (international)? I’ve had it for about 5 years and it’s basically done nothing. ---Why did you buy in the first place? You had a reason. Have a plan for investment and stick to...
View ArticlePersonal Finance (Not Investing) • LTC + Universal insurance in one product
Payments are for lifetime.From what you posted, deal I am getting does not sound attractive.Doesn’t sound terrible if you think it’s something you want to have. The $6k/mo equivalent would be around...
View ArticlePersonal Investments • Wash Sale triggers after spinoff
When Danaher Corp. (DHR) spun off Veralto (VLTO) I triggered a wash sale by purchasing shares in VLTO within 30 days of the spin. I received cash in lieu for fractional shares so I think that was the...
View ArticlePersonal Investments • Those complimentary dinners for retirees by investment...
I am not comfortable going to one of these dinners just for a free meal. Sponsor has limited seating and I will leave the seats for those that want the information or might really be interested.Would...
View ArticlePersonal Finance (Not Investing) • Going Back to Work Numbers
I feel like there’s gotta be some less severe remedies for boredom than up and moving all the way across country to take a job you already are considering may stink and you’d want to quit soon after...
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