Personal Consumer Issues • Choosing a Buyer's Broker (Real Estate)?
My experience has been never tell your agent anything you don't want the seller's agent/seller to know. They are not your friend and most are only looking to close the sale and move on to the next. If...
View ArticlePersonal Investments • Insurance Co attempting to change terms of contract
Given the length of time and the seemingly lack of concern on their part, I think a call to your state's equivalent of Insurance Commissioners' office would be appropriate. At the very least, they...
View ArticlePersonal Investments • Taking long term capital gain
Can I sell my stocks then re-purchase right after just for 40k profit every year?Maybe. Depends on how much other income you have. The idea is called Tax gain harvesting.Statistics: Posted by FiveK —...
View ArticlePersonal Finance (Not Investing) • a question regarding deductions or credits
EITC tests on both your w2 income and your AGIContributing to a traditional IRA will reduce your AGI, but not your w2 income. Contributing traditional to your 401k, and/or to an HSA thru payroll, will...
View ArticlePersonal Consumer Issues • 40 Minutes to Connect in DFW
Hi Bogleheads - Am I crazy for considering a forty-minute connection?Yes.Statistics: Posted by Metsfan91 — Wed Mar 20, 2024 10:42 pm — Replies 38 — Views 2776
View ArticlePersonal Finance (Not Investing) • Medigappers: which plan do you have and why
From reading the discussion, the rational choice for us (1-2 years away) would be G-HD. The main drawback I see is the hassle of needing to pay (a small fraction) of every single charge (until the...
View ArticlePersonal Finance (Not Investing) • Simple things like writing a check,...
My children do not understand money beyond what falls out of the cards their grandparents and aunts send them at every worthwhile, and Hallmark concocted, holiday. Money = some unknown amount of...
View ArticleInvesting - Theory, News & General • What happens if you overcontribute...
You are always able to contribute the full amount to the IRA. You just might not be able to deduct it. You could always treat it as a non-deductible contribution and track the basis with form 8606.I...
View ArticlePersonal Finance (Not Investing) • Please help me help my uncle
Are you sure you're working with Fidelity and this isn't some type of scam? How would Fidelity know your uncle is a relative of his deceased brother? And if this is "“for an account with no designated...
View ArticlePersonal Consumer Issues • Hotel for Reykjavik
I'll be doing a 2 day stopover in Reykjavik in June and would like to find a reasonably priced, clean, well-located hotel. I don't need anything fancy, but am not into hostels or similar spots. Also,...
View ArticlePersonal Finance (Not Investing) • At what point did you prioritize health...
Health and money are intertwined, so I never saw it as an either/or. I'm not about to work myself into the ground, but I realize the value of money being able to take better care of me in my later...
View ArticlePersonal Finance (Not Investing) • Vanguard i401k, opinion letter?
I can't find a copy of the plan document from when I restated the plan in 2021.Found my plan document and IRS opinion letter from my restatement in 2021. The IRS opinion letter is identical to the one...
View ArticlePersonal Finance (Not Investing) • Tax software suggestions?
Interesting...........thanks!Statistics: Posted by gunny2 — Wed Mar 20, 2024 10:54 pm — Replies 17 — Views 677
View ArticlePersonal Finance (Not Investing) • Cost Basis for Inherited stock
I'm trying to figure out the cost basis for some inherited stock my mom and dad held jointly. My dad passed away last year and this is one of the final pieces I am trying to figure out with the CPA...
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Personal Finance (Not Investing) • Largest banks with worst rates....?
The sign-up bonus rates are usually pretty good for checking Unfortunately, on very limited balances.You usually need direct deposits, also. This might not work for early retirees.Statistics: Posted...
View ArticlePersonal Investments • Apple ... stay the course or scale back?
Apple has had 2 downgrades this past week and the stock has taken a major drubbing the last 30 days. We've had major financial successes with the exception of these past 30 days. How are fellow BH's...
View ArticlePersonal Finance (Not Investing) • Medical Debt in Collections
Or, live your life in a way that you really don't care about stuff like this on your credit report. Bad credit can impact so many parts of your...
View ArticlePersonal Finance (Not Investing) • The Final, Definitive Thread on Bank Bonuses
Has anyone who's self employed without payroll income found a reliable, consistent way to satisfy the direct deposit requirements for bank bonuses? I'd love to take advantage of multiple bank bonus...
View ArticlePersonal Finance (Not Investing) • How much to tip movers?
Wondering whether the same BHers are tipping movers, but not hotel housekeepers. PS We have not moved in 40 years and our last move was with family and friends, so we are out of touch.We tip movers...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
...2. I only buy low cost Vanguard/iShares ETF (and occasionally a Schwab ETF). ER is never more than .12 on any fund. I get 100 free stock/ETF trades per month. I know about the 10% redemption fee...
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