Personal Investments • Sharing why we went with Vanguard PAS
I have been thinking about move to PAS a long time. I will most likely pass years before my wife who shows little interest in finances.The one big concern I have is the comment by someone at PAS that...
View ArticlePersonal Finance (Not Investing) • Weekend home vs trading up on the primary...
- if we trade to even a similar home, our taxes probably double due to prop 13 keeping ours artificially low - So it would likely be 3x-4x more if we traded up...Isn't the Prop-13 freezing of property...
View ArticlePersonal Finance (Not Investing) • Sell Home or Keep and Rent It
why would you want to be a long-distance landlord in tenant-friendly state? Take the cap gain exclusion of $500k, pay tax on the balance, and don't look back.Statistics: Posted by Big Dog — Mon Mar...
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Personal Consumer Issues • Is Calif Really That Expensive - Or Am I Missing...
Just to add to the mix about "Sierras" vs "Sierra"... (of which I favor the former since that's the way I've always heard it said)........One never knows who writes articles -- it could be a...
View ArticleInvesting - Theory, News & General • Embracing Principles Amidst Bitcoin...
I have had about 10% of my portfolio in individual stocks. Luck of the draw my 55/35 BH index portfolio has returned about 4% Less annualized over the last ten years than my individual stocks. Of...
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Investing - Theory, News & General • [Webull 3% Offer]
I've been ignoring WeBull promo emails until right now, so I missed the brokerage account (3% on ACAT, 2% on cash transfer) bonus. I'm not really interested in transferring securities right now in any...
View ArticlePersonal Investments • "Rich Man's Roth" / 7702
I know places such as this and reddit despise any time of life insurance as an investment, but I wanted to get thoughts on something that was brought to my attention - The Rich Man's Roth.The advisor...
View ArticlePersonal Consumer Issues • Where to take Senior on Caribbean vacation?
We will definitely consider Aruba and appreciate the information. Only issue is that I believe my Mom prefers lush greenery. We were thinking of Barbados. To be more specific, we are looking for an...
View ArticlePersonal Investments • Financial Advisor says my portfolio is akin to a...
Yes, the FA was affiliated to a management firm. They came onto me after being referred to by a friend who uses their services. The single session was for a fixed fee. If I chose to take up their...
View ArticleInvesting - Theory, News & General • Vanguard - Misleading Dividend...
An ETF is not a mutual fund it is not a journal entry to reinvest the dividend. The vanguard ETF sends cash to the vanguard brokerage (note different) company which then deposits the cash into your...
View ArticlePersonal Finance (Not Investing) • Mental health or Money: navigating the OMY...
Health!There is nothing more important than your health. What is one more year if the health consequences affect your quality of life and maybe even your longevity. Congrats on the new role. I hope it...
View ArticlePersonal Investments • Pure Financial Advisors?
Out of curiosity has anyone ever dealt with Pure Financial Advisors (https://purefinancial.com/)? They run low-cost 2-day retirement planning courses in the San Diego area which my wife and I...
View ArticleInvesting - Theory, News & General • Taxable accounts: VTI vs AVUS (VT vs...
you can tax-loss harvest AXUS as well, so I am not sure what you mean by "the ability to TLH VTI ...."Not sure what I would TLH AVUS into. I know AVUV has DFSV, but event they aren't completely...
View ArticlePersonal Consumer Issues • Furniture prices... is this normal?
Ikea? They have a range of prices.Most Ikea furniture has tags now with a check by the statement the furniture is not made with flame retardant chemicals.Statistics: Posted by valleyrock — Tue Mar 12,...
View ArticlePersonal Finance (Not Investing) • Layoff/regisn offer but employer won't...
Your answer to your employer is a one word sentence. "No"Then let them lay you off and go collect unemployment. LOL - yeah, because the generous unemployment benefits in any state in the US will...
View ArticlePersonal Finance (Not Investing) • Schedule D -- Turbotax Premier
My "EF" or whatever you want to call it is divided into savings accounts, checking accounts and money market fund, the latter of which is it at Vanguard.Before money market, I had some of the "EF" in...
View ArticlePersonal Finance (Not Investing) • One spouse retiring earlier than the other?
I have never met a person who "hates" retirement.Get a few beers into them and then the truth starts to flow, it's tough for most to admit they made a mistake!I met one person who truly hates...
View ArticlePersonal Investments • Portfolio review request - helping parents in 70s...
TBB...As I read through your post and some of the excellent responses RE: Wash Sales, Capital Gains and charitable giving, I am surprised not to see a discussion of the benefits of some Roth...
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Personal Consumer Issues • What are you listening to now
So this past weekend I spun one of my favorite Jerry Garcia solo albums, his collection of covers called "Compliments," and courtesy of the YouTube suggestions stumbled upon two truly remarkable...
View ArticlePersonal Finance (Not Investing) • Why my mom will continue to need a...
Sounds like OP needs to make sure there's both a financial advisor and a tax preparer. It seems the financial advisor has been arranging the RMD, not the tax preparer. Indeed tax preparers don't...
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