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Investing - Theory, News & General • Index Investing Basics - Revsited
Ug, just spend an HOUR on a response, then lost it when I had to re-login. I hate it when that happens. It's made me a bit OCD about going ctrl+a ctrl+c periodically and before clicking one of the...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
I've had the card for about 5 years. I always just convert my rewards points to a cash credit to the card. If I buy airline tickets through their portal, will it really be net cheaper than just buying...
View ArticlePersonal Consumer Issues • [What UN-frugal thing do you do? What do you...
Just bought a Fellow Ode Gen 2 Coffee Grinder. It should improve my daily coffee.KlangFoolStatistics: Posted by KlangFool — Wed Mar 13, 2024 9:13 pm — Replies 785 — Views 81244
View ArticlePersonal Finance (Not Investing) • Tax question for dependent
Since she has earned income, she can open a Roth IRA at Vanguard. The Target Retirement Funds have a $1,000 minimum to open an account.The longest date Target Retirement Fund, the 2070 fund, would be...
View ArticlePersonal Finance (Not Investing) • Rent and utility payment for reward points...
I plan on getting it. A friend of mine who is big into the credit card world uses this card in conjunction with Chase Sapphire and Chase Freedom to transfer points for Hyatt and also for...
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Personal Consumer Issues • Website Provider Recommendation
If you are signing up with one of the typical providers to set up a custom website, you logon to their server, go to the file explorer and you will see a folder named "public_html". You can create a...
View ArticlePersonal Finance (Not Investing) • College degree worthwhile for marketing?
My main concern remains the question of whether this "mentor" is presenting your niece's options to her honestly. If a 22-year-old with no college degree can make $200,000 to $300,000 a year starting...
View ArticleInvesting - Theory, News & General • Where does your inspiration come from?
May be corny, but my mother. She lived through much hardship, but was always waspositive, and cared for people. She was poor in financial terms, but rich in other aspects. Low cost index investing was...
View ArticlePersonal Investments • Looking for info/advice from Californians investing...
I will have a couple of years after I start receiving Social Security benefits (and thus no longer will be converting IRA to Roth) but before I start RMDs when my CA taxable income will be close to...
View ArticlePersonal Finance (Not Investing) • What is the appeal of Robinhood
Popular investing app Robinhood became the focus of the controversy after it decided to freeze trades for GameStop on Jan. 28.https://www.cnet.com/personal-finance/i ... ntroversy/Let us be fair to...
View ArticlePersonal Investments • Tax Strategy
You nailed it. You could also consider series I bonds to expand your tax-deferred space, and it can be used tax-free for educational expenses.There is an income limit, and he definitely exceeds it....
View ArticlePersonal Finance (Not Investing) • Removing "managing" from...
They eventually talked me into placing 200k into a 5 year fixed annuity paying 2.7%. The cumulative inflation rate for that 5 year term turned out to be 10%. All this was during a raging long term...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
I'm slowly moving more of my bill pay over to Fidelity, and started using a second brokerage account like a traditional checking. This process made me realize I was making too many "hops" or transfers...
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Personal Consumer Issues • Navigating Speakers for in home theater
I don't have a budget for this and I'm happy to spend for great equipment that lasts but I also suspect there is substantial diminishing returns when it comes to audio equipment. I suspect the value...
View ArticlePersonal Consumer Issues • Best travel pillow for plane flights
Yeah I guess I meant just get some rest not really help with jet lag. On the flight to Italy I might have slept 30 minutes I just can't get comfortable.Statistics: Posted by atl2005 — Wed Mar 13, 2024...
View ArticlePersonal Consumer Issues • "22 of the funniest novels since...
I haven't even heard of most of those.But then again, I clicked on the topic simply out of relief that a high profile outlet like the NYT is suggesting Catch-22 is one of the funniest novels out...
View ArticlePersonal Finance (Not Investing) • Estate Plan in Colorado - Will v Trust?
What about the tax rates of distributions from a trust? I’m worried about young children inheriting a large amount of money, but if I understand it right there are significant tax rates for...
View ArticlePersonal Finance (Not Investing) • Inherited Stretch Annuity?
I inherited one. When I inherited it I moved it to vanguard who later sold it to Transamerica. I'm receiving RMDs over my lifetime. It reports as ordinary income, just like my inherited IRA, but I...
View ArticlePersonal Finance (Not Investing) • How best to make up for the failure to...
In 2020, my then teenage son did some work for a college and received a few thousands dollars of compensation. He received a 1099-NEC form. We mistakenly thought that his income was below the filing...
View ArticleInvesting - Theory, News & General • Integrity
The irony is that this it also seems like good business for Costco. I assume that your son, your whole family, and everyone who reads this thread will be more likely to shop at Costco because of this...
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