↧
Personal Consumer Issues • Best cookware to buy
A nonstick pan......cheap is ok as they are replaceable/wear out. 1 carbon steel pan skillet 12inch. They are incredible and a great replacement for a cast iron. A Griddle (a 2burner carbon steel...
View ArticlePersonal Investments • 5 or 10 year treasury for bucket 1
I will put money in HYSA/MM fund. If you want treasuries, then perhaps 1 year worth of expenses in 1-year treasuries, in 2-year treasuries and so on. This way you do not have to sell before maturity,...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
To add on regarding transfers, it is much better to "push" funds and not "pull."Vanguard loves to put long hold on funds if you "pull" them into your account using the Vanguard website. The money will...
View ArticlePersonal Finance (Not Investing) • 6 Months to Cash an iBond from my Father’s...
We've been waiting over six months now for my late mother's I Bonds to be transferred from her account to her son's account. I don't want to keep calling because I know that it won't make the process...
View ArticlePersonal Investments • What Role/Purpose Do Bonds Play in Your Portfolio
IMO it is useful to view duration in the context of the total portfolio. Equities are very high duration assets, especially growth oriented equity. Granted, it is hard to pinpoint a duration number...
View ArticlePersonal Finance (Not Investing) • Banks with Real Time Payments (RTP)? Who...
My bank's ACH transfers usually take a day, but I saw some older posts about the Real Time Payments network that will post transfers instantly. It's usually the bigger banks like Chase, BoA, etc. that...
View ArticlePersonal Consumer Issues • Advice for 1 week Colombia Spring Break
Your itinerary seems overly aggressive for a 7 day trip to me. You might consider dropping Cartagena and leaving it for another trip. I generally agree that less is more and three destinations is a...
View ArticlePersonal Investments • Helping my parents with their portfolio at Fidelity
If your parents still have EJ online account access, they should print out the cost basis information for each holding/tax lot in their EJ Taxable account. You/they want to be sure the cost basis...
View Article
Image may be NSFW.
Clik here to view.
Clik here to view.
Personal Consumer Issues • Brand new Subaru needs new transmission
I have owned 6 subarus as far back as 1998 to 2021. (2 outbacks, 2 WRX, 1 legacy sedan 1 cross trek). MY last new Subaru was a 2013. I can't speak to the newer years. Every car went to 100K++...
View ArticlePersonal Finance (Not Investing) • Should we do Roth conversions or divest...
It's a beautiful snowy day in the best area of NJ!Here is a guide to 2023 NJ Tax rates. https://states.aarp.org/new-jersey/state-taxes-guideThe income tax rate is graduated. So you don't pay your...
View ArticleInvesting - Theory, News & General • "Infinite Banking" Section...
Just another scammy way to sell whole life insurance. Don’t bite!Statistics: Posted by Stinky — Fri Jan 19, 2024 7:00 am — Replies 3 — Views 116
View Article
Image may be NSFW.
Clik here to view.
Clik here to view.
Personal Finance (Not Investing) • My Social Security Timing "Aha"...
Most of us approaching 60 have looked at charts of social security "break even" age or total lifetime benefits, etc. Then one night it occurred to me; if I die before I break even, I don't care, I'll...
View ArticlePersonal Consumer Issues • Microsoft One Drive
If I didn't want to use OneDrive, I would go to Windows Explorer.Then the C driveThen UsersThen I would go to my user folder.Under that is Documents. You'll also see OneDrive; steer clear.I'd make...
View ArticlePersonal Finance (Not Investing) • Career advice and retirement
I work part-time as a PA in surgery, working with 5 surgeons regularly and upwards of 10 others infrequently. I do not know where any of them went to school. About once/year a patient will ask me...
View ArticlePersonal Investments • [Split from] Fired our advisor - help
Fast forward those several years I got rid of them and hired an advise only advisor for 200/month I have had him for 1 year. My wife just picked up a FT position increasing salary 3x after telling him...
View ArticleInvesting - Theory, News & General • At what invested net worth do...
Can I ask what you are trying to accomplish? Trying to figure out when to stop saving? When to give up? I’d keep saving until you have “enough” in the famous words by Mr Bogle. How much is enough is a...
View ArticlePersonal Finance (Not Investing) • Leave family temporarily for new job in...
I removed a contentious interchange regarding employment of non-US workers. The discussion was derailed.Please stay on-topic.Statistics: Posted by LadyGeek — Sat Jan 20, 2024 7:18 am — Replies 82 —...
View ArticlePersonal Finance (Not Investing) • Copy of ACH cleared check
A bank statement is specific enough that it should be sufficient.For example, ACH withdrawals from my checking account include descriptions such as:Date, Ref #, Amount and Description of...
View ArticlePersonal Investments • My traditional IRA has nondeductible post tax...
Should I just leave the mixed IRA alone?Leaving it alone is a reasonable option.I made non-deductible contributions in the last millennium (before Roth IRA existed). Since then, during a few years of...
View ArticleInvesting - Theory, News & General • S&P 500 Closes at Record High
Yawn. I'm (I hope) at least two decades away from retiring. Don't just stand there, folks: do nothing.Statistics: Posted by mikejuss — Sat Jan 20, 2024 7:21 am — Replies 15 — Views 2493
View Article
More Pages to Explore .....