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Personal Finance (Not Investing) • Banks with Real Time Payments (RTP)? Who do you use and how fast is it?

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My bank's ACH transfers usually take a day, but I saw some older posts about the Real Time Payments network that will post transfers instantly. It's usually the bigger banks like Chase, BoA, etc. that participate.

For those that have used RTP, who were you banking with? How fast were the transfers? Did you have to do anything special to set it up?

Most of the data I see is from 2020-ish, so curious if this service has been expanded.

Statistics: Posted by NYCaviator — Fri Jan 19, 2024 6:56 am — Replies 0 — Views 24



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