Personal Finance (Not Investing) • Looking to buy 2nd home in VHCOL, can we...
I agree with the others to sell your house. I'm sure there is a nice chunk of capital gains in that $2.1 million value. Plus, isn't there some form of proposition that will let you carry some of your...
View ArticleInvesting - Theory, News & General • AlphaArchitect launches BOXX: 1-3...
So if I buy BOXX and short the same amount of SPX box, it seems that I can generate capital loss that I can use immediately.But remember this is a net losing trade because borrowing via a short box...
View ArticlePersonal Finance (Not Investing) • High salaries and backdoor Roths
Hi there,This seems too simple to be true. I have too high a salary to contribute to a Roth (400k+, married filing jointly). I also have ~300k of rolled over/deductible IRA from a prior job. My...
View ArticlePersonal Finance (Not Investing) • Power line through farm
Can the lines be stopped. Yes. If the land owners have enough political power, they can absolutely stop it. Similar is the needed natural gas line size increase in Massachusetts. In that case, they...
View ArticleNon-US Investing • TurboTax access from India
How about using VPN to get connected from India.Because of a law passed in 2022 (requiring companies to keep logs of VPN access), some of the major VPN providers are not operating in India - I have...
View ArticleNon-US Investing • Non-US Portfolio: Current Yield, NOT Capital Gains
I have a specific question on which I am looking for some community input.I have a rather specific tax situation which means that I am taxed very highly for any capital appreciation in my portfolio...
View ArticlePersonal Investments • 47yo looking to retire, $3.7MM, VHCOL (NYC)
Thanks for the comments everyone. Please keep them coming.To respond the first few comments:I’ve built a full calculator for projected taxes under different scenarios, my projections under the 12%...
View ArticlePersonal Consumer Issues • Would you move midlife because a community doesn’t...
Dear Wife and I have lived in a community for the past dozen years that has never risen above “meh” in regards to friendships, cultural opportunities, and our general feeling at home in it. We have...
View ArticleInvesting - Theory, News & General • Schwab - settlement account pays...
Something has to pay for free trades. Can’t have it both ways. It’s a businessThere are free trades everywhere now. Some other places at least give you some yield on your settlement fund (e.g....
View ArticlePersonal Consumer Issues • Upcoming travel to Argentina: cash or card? If...
First time post, but we moved back to the U.S. after living in Buenos Aires for three years. Absolutely take cash, and yes, $100 bills are best. In Buenos Aires there are a ton on "cuevas" where you...
View ArticleInvesting - Theory, News & General • More EVs lose US tax credits...
It should not effect stocks, but it will lead to more price cuts in the future starting with Tesla probablyWouldn't price cuts effect Tesla revenue and therefore the stock?Yes, absolutely. Remember...
View ArticleInvesting - Theory, News & General • Should different bonds be held at...
I am a newer Boglehead and drinking from the firehose fairly heavily. Thus far I have implemented market cap weighting (S&B 500 80% + extended market index 20%) for my US equities on all of our...
View ArticleInvesting - Theory, News & General • What was the investment climate like...
With someone like Old Sheepdog, it was a privilege to have known his innermost thoughts and fears at that time. I had an old friend, who was dying, he was 4 years younger than I am now, and he told me...
View ArticlePersonal Investments • Retiring! Now what!?
Just an observation re the cash in you Schwab accounts. Schwab return on cash is close to zero, so for funds that you don't need access to soon, perhaps consider parking them in a money market fund...
View ArticlePersonal Finance (Not Investing) • Primer on Paying Taxes With a Credit Card
Great post. I wish I had noticed it a few years ago.Statistics: Posted by vbdoug — Wed Jan 03, 2024 2:17 am — Replies 773 — Views 136421
View ArticlePersonal Finance (Not Investing) • Retiring at age 40 with $2.4M
Middle of the road Boglehead here. Very likely you will be fine, but I'd probably save up an extra $350k or so to get you down to a 3.5% SWR (2% far too conservative).I'd recommend using Rich, Broke...
View ArticlePersonal Investments • Portfolio and Life Advice - Just Slogging Through Life...
That is some crazy impressive savings rate.If I do the math, assuming $160k pre-tax, $90k savings is >56% gross savings rate. With $70k left for taxes and all discretionary and non-discretionary...
View ArticleInvesting - Theory, News & General • 2024 BOGLEHEAD CONTEST REGISTRATION
4922.2Statistics: Posted by RetiOpening — Wed Jan 03, 2024 3:02 am — Replies 361 — Views 8093
View ArticlePersonal Consumer Issues • Miele OR Bosch Dishwasher?
I love our miele. One thing I noticed when shopping for them is that the “entry level” model is expensive but there didn’t seem to be much benefit to getting “higher level” models.Statistics: Posted...
View ArticleInvesting - Theory, News & General • What are you up YTD? [Year To Date]
Am I the only one who does not track annual portfolio performance or I should? I only look at NW change every year. I am holding all in VTI. Maybe that is why…I don't actively keep track of portfolio...
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