Personal Investments • updated retirement plan: What am I missing?
And like magic, there is a bill going to congress to repeal the WEP! Imo, it should pass the House quite easily. Nobody wants to be seen as depriving senior teachers of SS. If the repeal bill passes...
View ArticlePersonal Consumer Issues • Year end tip for lawn maintenance service?
But if you really wanted to, I actually think Christmas would be the ideal time, because it represents a time when income is short in that industry, while also being the traditional time you might...
View ArticlePersonal Investments • Recently Disabled doctor -things I should change?
Can you see pts in clinic without doing procedures? Also read Echos and EKGs etc. don’t require hands. You could do legal consulting ie expert witness and make good money. One of my clients is an...
View ArticleInvesting - Theory, News & General • Distribution intended to be RMD but...
I think Jebmke nailed it when he said that my wife has only done step one, selling an amount equal to the RMD and putting the proceeds in the settlement fund -- so it hasn't actually left the IRA...
View ArticlePersonal Finance (Not Investing) • Per diem or receipts for business meal...
I always use the standard daily allowances. Because I would never spend that much on food/hotels, it works out well for me.For 20 years this is how I did it as well. Never heard a peep from the IRS...
View ArticleInvesting - Theory, News & General • Shiller PE seems mostly useless
Unless, of course, you use a posteriori data. i.e., you input a CAPE ratio of 40 during the dot.com boom when the actual a priori CAPE 10 data in 2000 was in the 30s. But, like I said above, that is...
View ArticlePersonal Consumer Issues • Washer and Dryer
Speed queen TC5 top loader and any speed queen dryer (in researching dryers, brand here was overall less of a big deal vs washer though). Our dryer was one of their commercial ones as it was on sale...
View ArticlePersonal Consumer Issues • Repeated Credit Card Fraud from Uber Despite...
I am currently having the same issue. I started getting fraudulent Uber Eats charges on my credit card back in November 2023. Contacted bank, issued new card and reimbursed for charges. Then, I...
View ArticleInvesting - Theory, News & General • Disappointing Vanguard Brokered CD...
If you get a CD directly from a bank, instead of a brokered CD, you may need to be careful when the CD matures. Direct CDs often automatically renew at a low rate you would not want unless you take...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
Ministry of ungentlemanly Warfare. Not Guy’s best effort by a long shot. Feels like a bunch of disjointed short stories tacked together.Statistics: Posted by ddbtoth — Thu Sep 26, 2024 9:16 pm —...
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Personal Consumer Issues • Is there a better hotdog?
If you like hot dogs, this should be on your travel itinerary next summer https://www.hillbillyhotdogs.com/In Lesage, WV. I have been there and it was good (and interesting).Triple D episode on...
View ArticlePersonal Finance (Not Investing) • Need Recommendations for Setting up...
Update: The bank branch manager informed me that Chase policy is no debit cards with guardianship accounts. Tomorrow morning I will explain the situation to the manager at mom's assisted living for...
View ArticlePersonal Finance (Not Investing) • Here are Medicare Part D WellCare Value...
How can this be? I'm assuming one will still have to look at the formulary of each plan to see if the prescription med is covered? I certainly wouldn't pick a plan just based on the premium. I would...
View ArticleInvesting - Theory, News & General • I love rebalancing instead of trying...
Perhaps this what-if approach for testing the logic is not going to get us there....But there are multiple logical fallacies in the above stream....Please just acknowledge you agree that Bengen did...
View ArticlePersonal Consumer Issues • Heritage wheat
Wheat Montana might have what you are looking for:https://www.wheatmontana.com/mill-productsClick on the “distributors” link at the bottom of the webpage to see who sells their stuff in your...
View ArticlePersonal Investments • Why is $VXUS moving up so much recently?
You mean VXUS (minus the $ sign)? I try not to imagine I know why the market moves one way or the other, because this might lead me to imagine I can time the market. So maybe something Beijing...
View ArticleInvesting - Theory, News & General • I Bonds Mega Thread (I Bond Heads...
Would you prefer to hold onto 0.00% & 0.40% fixed rate I-Bonds or absorb a tax hit to move them over Treasuries or Munis? We're in the 32% marginal bracket, selling them would generate a +$2K tax...
View ArticleUS Chapters • How would you describe the Bogleheads?
And in the style of Larry David:Alright, picture this: a bunch of people obsessed with investing, but not in a flashy, "Wolf of Wall Street" kind of way. No, these folks are, like, *really* into...
View ArticlePersonal Investments • Why does Vanguard target retirement have 40% of...
Should I also increase my international proportion?Pick something you can stick with. You don't want to be asking this question all the time. Doing so is counter-productive. There is a wide range of...
View ArticlePersonal Consumer Issues • What is your favorite book?
Lonesome Dove To Kill a MockingbirdA Time to To Kill 11/22/63Rocket Boys (recent read I enjoyed)Liked the fourth one plus the TV series based upon itI recently read 11/22/63 and liked it a lot. Very...
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