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Personal Finance (Not Investing) • Severe Case of Seller's Remorse
Ok we know this is not easy. You could meet one friend or partner and this may be a distant memory.Your comment is interesting because I've said to friends a few times that all of this will be worth...
View ArticleNon-US Investing • US/UK citizen retiring in UK - is traditional or Roth better?
In terms of our future US/UK tax obligations, does it make more sense to put our retirement savings into a workplace traditional 401(k) or a workplace Roth 401(k)? Both options receive a 100%...
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Personal Consumer Issues • Where to live-quality of life
I live on a bit over 13 acres, about 25 miles west of Boston. Nearly everything you listed applies to my house. We have no real noise, across the street is a walking, mountain biking trail in a state...
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Personal Finance (Not Investing) • Is owning a business required to be wealthy?
You are 41 years old and a millionaire with a net worth of at least 1.3 milllion (1.8 million minus your $500k mortgage). Plus whatever equity your already have in your home, if any. Your household...
View ArticlePersonal Finance (Not Investing) • How To Lower Retirement Expenses
I agree with all the positives you list. All true, I concede! If only I had reliable pet sitting for travel, I would do it in a heartbeat.My daughter pays a pet sitter to come to their home when her...
View ArticlePersonal Investments • Vetting alternative investment fund - advice?
When I invest in alts, I start by investigating the principals. Do online searches and background checks, research their Linkedin, check the history of their professional licenses, look for lawsuits...
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Personal Investments • What Do You Think of These Investments?
I am no expert by any means but I've read over and over that any annuity that is even worth considering is an SPIA. Did you discuss SPIAs and not those complex products?My deepest apologies for not...
View ArticlePersonal Consumer Issues • Las Vegas Recommendations
I haven't seen it, but I've heard the experience and show at the Sphere is pretty amazing. https://www.thesphere.comStatistics: Posted by SR II — Wed Sep 18, 2024 3:00 am — Replies 5 — Views 229
View ArticlePersonal Finance (Not Investing) • Fidelity ERROR on Rollover - Having a...
Fidelity says they can't issue an amended 1099-R, but we will receive a new 1099-R for 2024 in January 2025.An amended 1099-R would "correct" the numbers for the 2023 rollover, if it was to be...
View ArticlePersonal Finance (Not Investing) • Best Florida Asset Protection Strategy
Very similar situation to OP:- Live in South Florida (new to state)- Primary residence (condo) is homesteaded (in FL, this is protected from creditors)- Almost all my savings are in IRAs or 401k's (in...
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Personal Finance (Not Investing) • SDFCU experiences?
Just FYI for anyone following, they are supposedly rolling out a new web + app interface in November, hopefully it will be better than the current offering which, while generally functional, is a bit...
View ArticleInvesting - Theory, News & General • Is 10 years a long time in stocks?
We have a goal that is 10 years out. But having read heart wrenching stories on this forum about what it was like in 2008-2009 in real time (for example,) we are thinking of just buying an...
View ArticlePersonal Consumer Issues • Luggage where two bags can be handled as one
This type of belt that goes across & loops through the 2 suitcases could be an option. I haven't used ithttps://www.youtube.com/watch?v=VA95S-dir0II have these built into my (Rimowa) rollers and...
View ArticleInvesting - Theory, News & General • Why "traditional" asset...
If you equate sports betting with investing in the stock market, I can't help you. There is a big difference between the two and if you can't see this yourself, there isn't much that I can do.If you...
View ArticlePersonal Investments • Fidelity told me to up stock allocation
Did want to comment on yesterday's Fed action and the response from the US Stock Market. The Fed cut short term rates by 0.5% and the markets fell after the announcement, ending the day mixed after...
View ArticlePersonal Consumer Issues • Books that changed your life!!
Barbaro Minto's classic "The Pyramid Principle" on effective writing. It's meant for business communication but applicable elsewhere in life. The instructions are simple, easy, and even "obvious" --...
View ArticlePersonal Consumer Issues • 36 hours in Tahoe - help!
Maybe kayak if weather is good. 360 views of the lake while on itStatistics: Posted by btraven — Thu Sep 19, 2024 3:00 am — Replies 12 — Views 826
View ArticleNon-US Investing • Retirement plan / FIRE - [UK - France]
@ jg12345 thank you for your answers. 1) meaning of 10% decile floor? the minimum estimated?=> Average ending portfolio of the 10% worst-case scenario run in the simulations, at the end of the time...
View ArticlePersonal Finance (Not Investing) • [Split from "Fidelity as a one stop...
Not sure why everyone in surprised by Fidelity actions, they are known for that for a long time.Short story: We had very hostile episode with them 6 years ago, they blocked my online access and all my...
View ArticlePersonal Investments • For Retirees. How simple are your portfolio's?
Age 63 retired. 65/35. 15% international. Equities are in VTI and VXUS. Bonds are in 5 year treasury ladder. When a bond or two mature each year I spend it, roll it over to another bond, or rebalance...
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