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Personal Consumer Issues • How to Fill Out Rental Application History after...
... Maybe include a picture of your "van". Like this.....I was thinking the van was more like this one:Very subtle on the innuendo.Statistics: Posted by Hot Sauce — Sun Sep 15, 2024 2:27 am — Replies...
View ArticlePersonal Investments • Consolidating portfolio, simplify investments
My recommendation is pick Scwab or Fidelity and move to a single brokerage. If you have a fidelity office near by I am sure they will help you.Statistics: Posted by BitTooAggressive — Sun Sep 15, 2024...
View ArticlePersonal Investments • 18 and starting Investing
Hello,My son just turned 18 and starting his financial future. While he is in school, his expenses are covered.He has a taxable stock account that I started last year with a small amount. He also...
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Personal Investments • Adding real estate and small cap value: when and how?...
I am extremely grateful to this forum for helping us set and keep our investing plan. I am also a longtime reader of White Coat Investor. There is so much to read and learn from people on here and...
View ArticleNon-US Investing • Early-30s UK-resident US-citizen seeking advice
Also, you mentioned Premium Bonds in your initial post. While returns on these are tax-free for a UK resident, the US will still apply its citizenship-based tax rules to you while in the UK, and so...
View ArticlePersonal Consumer Issues • What Car Should I Buy If Money Were No Object?
Seriously, what did Bogle drive? I think you were joking but if anyone is actually curious, John Bogle used to drive Volvo station wagons. According to this old Forbes article from 2001, he would...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
Ben, Thank you for all your work on this. I have been playing around with the TPAW planner and my results are nearly identical to the Fidelity retirement planner. This is except for asset allocation....
View ArticlePersonal Finance (Not Investing) • Check Fraud
Could you please explain how Fidelity CMA pays the bill and why it is safer? Does it mail checks to payees or via ACH?This has nothing to do with using Fidelity. Most banks or credit unions have...
View ArticlePersonal Finance (Not Investing) • Use 529 for College Credits Earned in High...
You could also look into the Lifetime Learning Credit instead if you meet the income eligibility. See IRS pub 970.Statistics: Posted by Pdxnative — Mon Sep 16, 2024 1:04 am — Replies 2 — Views 218
View ArticlePersonal Consumer Issues • naming beneficiariy at Vanguard
Hi folks..my wife and I were co-owners of several mutual funds at Vanguard...they would not allow the naming of contingent beneficiaries on a jointly held account...this was concerning in the unlikely...
View ArticleInvesting - Theory, News & General • Why the love for the 3 fund portfolio?
As others have noted, if you have both tax deferred and taxable accounts, as most Bogleheads do, an all in one fund is an inferior choice from a tax standpoint. Stocks should be in taxable, bonds in...
View ArticlePersonal Consumer Issues • EV / Hybrid basics?
...if you don't drive a lot... and are mostly driving locally. That's the ideal use case for an EV.While I can see that this pattern works well with an EV, and it's basically what the cheaper EVs like...
View ArticlePersonal Investments • Please give feedback on portfolio
I'm 30 years old with ~$50K invested across IRA and 401(a) with the following allocations:S&P 500 Index: 33.2%,Total US Market: 28.4%,Global Market: 27.7%,Total Bond Market: 6.6%,US Small Cap...
View ArticlePersonal Investments • TPAW Asset Allocation question
Hi all, I've been tinkering with the TPAW retirement planning tool the last few days (it's really cool) and have a few questions - 1. I've been using a ~70/30 stock bonds asset allocation in the...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
For clarity, IMHO this has nothing to do with Fidelity "not being a bank". As the article noted, Chace (a bank) was being hit by an increase in check fraud going through their ATM deposits. As they...
View ArticleInvesting - Theory, News & General • Low Equity portfolio and the Bond...
gavinsiu -my portfolio is indeed higher than when I retired over 20 years ago I use Vanguard Global Bond Index fund hedged to the pound as my only bond assetI believe it uses mostly intermediate bonds...
View ArticlePersonal Consumer Issues • Best Washing Machine
please keep in mind that front loaders are not the best for everyone. There are certain use cases which cannot be met through a front loading washer, such as needing to soak laundry before a wash. It...
View ArticlePersonal Investments • Bonds Question - Only have short term bonds option in...
If PIMCO Total Return in the plan is a share class of PTTRX for 0.2162%, that is a good deal. PTTRX is usually has an ER of about 0.46%. This is an actively managed fund with a long successful track...
View ArticlePersonal Finance (Not Investing) • Help/Recommendations on Future Plans/House...
With $2.5 million left post-house purchase, $60,000 is a 2.4% withdrawal rate. Not ridiculous, even at age 38. However, assuming the $5,000/month doesn’t include income taxes, how much will they be?...
View ArticleInvesting - Theory, News & General • TOTP Protected by Pin/Biometrics Now...
Unlike Symantec VIP, when you open the mobile app, it doesn't prompt you for the TOTP code.Am I understanding correctly that the new TOTP functionality only works for web access?Statistics: Posted by...
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