Non-US Investing • Some questions about dividends
Thank you very much for confirming! I do not plan to die, so this sounds perfect (besides having to remember to do the trade, and the small chance that the position moves by a large amount upwards...
View ArticlePersonal Finance (Not Investing) • Condo with high HOA. Worth it?
My thought process is that it is cheaper than renting my current unit ......I'm paying a total of $65,600 to live here as opposed to $97,200 to live in NYC.You are comparing apples to oranges with...
View ArticlePersonal Investments • How Safe Is Fidelity Treasury Money Market?
1) If you view the fund page on Fidelity's website, you can click on "composition" and see what it holds, it only holds govt debt, and almost 60% of the fund holds US govt debt that matures in a week...
View ArticlePersonal Investments • Suggest a good simple basket of ETFs for long term
Depends. In 99% of cases I recommend a mix of VT (total world) and BND (total bond).For those who are contrarian by nature. Have immense personal discipline. I recommend a tilt or all in on...
View ArticlePersonal Consumer Issues • Any good and free EMAIL REMINDER services?
google calendar?If you put it on Google calendar, does it send you an email reminder?Create an email in Gmail to yourself. Instead of clicking send, click the arrow next to it, then "schedule send",...
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Personal Investments • I am stuck with Fidelity Zero in brokage account with...
What is the worry? Fidelity is not going to go under. Fees are as low as they can get. This is the perfect fund to hold forever.Not sure, if this was answer to my question I have FZROX as well...
View ArticlePersonal Consumer Issues • Santa Barbara in Winter
Last time I visited my family enjoyed going to Carpinteria, walking around and enjoying a beer at Island Brewing. Just a nice little beach town. We didn’t have a car so took Amtrak there, a very short...
View ArticlePersonal Investments • Need Help Selecting Fund Allocation for 401K (Voya)
Congrats on new career! Post by invest4 is good advice. Sorry no Large Cap from Vanguard with a low expense ratio. Perhaps they will add one . Just get going and view later.Perhaps using the ‘ 120...
View ArticleInvesting - Theory, News & General • Replace Bonds With International...
Adjust as you go works as long as you reach a fairly FatFI number and are only looking to withdrawal for 30 years.No, adjust as you go pretty much works all the time, although some of the adjustments...
View ArticlePersonal Investments • Active vs. Passive Small Cap Value ETFs
Paul Merriman has recommended VIOV (expense ratio .15%) as his Vanguard choice because it is more small and more value than VBR. I don't know what analyses may be used to inform Mr. Merriman's...
View ArticlePersonal Finance (Not Investing) • Renting Vs. Buying a Home in the Latter...
Are you speaking of Co-housing or something different. We were really interested in the concept but couldn't find the climate we liked or a community in a not so favorite climate that would make it...
View ArticlePersonal Investments • Which Banks Offer Benefits Like CitiGold and BOA...
Schwab offers a $200 annual credit towards an Amex Platinum card if over $1,000,000 in assets and $1000 in annual credit (for anything) if over $10,000,000 in assets with them.Schwab is also a...
View ArticlePersonal Consumer Issues • Anything special to see in Denver?
Casa Bonita alone makes the trip worth,Statistics: Posted by Thesaints — Wed Dec 27, 2023 12:44 am — Replies 23 — Views 1298
View ArticleInvesting - Theory, News & General • A Christmas Message
Thank you Taylor, for your military service and for your lifetime of service helping others with education about investing. Thanks also for the timely reminder of the blessing it is to be an American!...
View ArticlePersonal Finance (Not Investing) • So confused about Roth conversions
Can you change the deferred income to a 10 year payout, perhaps starting later than immediately after you retire?Back to what you asked: with a $500K/yr income and MFJ, that's just into the 35%...
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Personal Investments • The Myth of "Owning the Market"
I’m a little confused. Capital Gain distributions (not associated with share sales) are reported on 1099-DIV (Box 2a), not 1099-B. 1099-B is for sales and resulting capital gains or losses.+1My guess,...
View ArticlePersonal Consumer Issues • Amazon Prime Video to start charging for ad-free
It was nice while it lasted, but it looks like advertising is going to become a feature of streaming as well as standard TV viewing:https://www.theverge.com/2023/12/26/240 ... january-29It seems...
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Personal Finance (Not Investing) • Credit card recommendation: one card to...
If you can get/qualify for the JP Morgan Reserve Card (you would need a Chase Private Banker), you should get that. It's basically a Chase Sapphire Reserve card, but it includes United Club Access....
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
Can you even close WF Premier online? I see a note to call. Whereas the everyday checking can be closed online when the balance is $0.One tip on the WF bonus: If you want to close the checking account...
View ArticlePersonal Investments • Decreasing bond exposure in retirement
With a no-COLA pension and delayed to 70 Social Security, my steady income now easily covers all of my annual expenses. Thus, I see no need for more bond exposure than my current amount. I suppose I...
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