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Personal Finance (Not Investing) • how much do you think you need to retire?
$500k should do it by the time I get there.All I'll need at that point is a room and access to a decent library, with a nice park and hopefully a taco stand within walking distance.What kind of...
View ArticlePersonal Consumer Issues • Does a SUV have more utility than a sedan?
It comes down to which SUV vs which sedan you're comparing.Like, some years ago we ended up with a long term RAV4 rental because of our minivan being impacted by the airbag recall. I'd say it handled...
View ArticlePersonal Finance (Not Investing) • Intuit's Mint App Shutting...
Monarch Money does not work with Fidelity NetBenefits so I guess it’s a nonstarter for me as most of my stuff is in there.Mint is now locked out for me, and Credit Karma sucks.The search...
View ArticlePersonal Investments • Why is this NOT a BogleHead Retiree Income strategy ?
Go visit the MYGA mega thread.Statistics: Posted by GreendaleCC — Fri Dec 22, 2023 12:10 am — Replies 19 — Views 1544
View ArticleInvesting - Theory, News & General • Paul Merriman -SCV- 1930-2019...
Right. Factors other than the market factor are trying to explain what is going on in alpha in the CAPM model.Statistics: Posted by Northern Flicker — Fri Dec 22, 2023 12:16 am — Replies 161 — Views...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
The Shop Around the Corner (1940) Margaret Sullavan, James Stewart, Frank Morgan, directed by Ernst Lubitsch.It's a cute movie. It's been remade a few times, most recently as "You've Got Mail."TCM has...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
1 Because I put pretty much everything on my cards, $50k+ annual, I am thinking that getting PRE or USBAR will get me more cash back, since I don't live the miles/points route for award travel. Also...
View ArticlePersonal Consumer Issues • did you get an inheritance / gift -- impact?
My parents were not well-to-do (firefighter and secretary in a small Midwestern city), but they were frugal and managed their money well. They had pensions and some Social Security (through my...
View ArticlePersonal Finance (Not Investing) • How are we doing?
In a nutshell, here are our assets. No mortgage or other debt. Age upper 30s to mid 40s.401k spouse1: 470k401k spouse2: 350krIRA spouse1: 30krIRA spouse2: 180ktaxable: 350kemergency/slush (liquid):...
View ArticlePersonal Investments • Growth/Value or Growth/Core/Value?
Someone made this comment recently:"When a growth stock becomes a value stock, the growth index sells it and the value index buys it"Which implies that a stock is either a Growth stock, or a Value...
View ArticlePersonal Investments • Income Portfolio Discussion
Since you're the only one to respond, I'll reveal the secrets.Door #1 - VTINX Vanguard Target Retirement IncomeDoor #2 - VWINX/VWIAX Vanguard Wellesley IncomeDoor #3 - VWELX/VWENX Vanguard Wellington...
View ArticlePersonal Finance (Not Investing) • My former employer is late paying my...
Most likely the company wants to pay it in 2024 to make their 2023 numbers look better. When companies pay severance sometimes they will just pay it out every pay period and not as a lump sum so make...
View ArticlePersonal Finance (Not Investing) • Beneficial Owner Information reporting (BOI)
Since I know there are s-corp and LLC owners on this forum, be aware of the new BOI reporting requirements. Most existing corps and LLCs have another year before they need to comply but corps or LLCs...
View ArticleInvesting - Theory, News & General • Replace Bonds With International...
Very silly idea.Having listened to most of the podcast, he falls into the standard trap of confusing the past and the future. He says this dominates that when he should say this had dominated that.ALL...
View ArticlePersonal Investments • In what order should I fund my 401(k), backdoor roth,...
thanks everyone, really helpful stuff here. from my research, all the states that offer the lower expense fee of around .19% limit the enrollment to residents. I live in CA. the CA program seems...
View ArticlePersonal Consumer Issues • Amazon delivery time issues
Anecdotally I’ve also experienced more delayed and “sorry” emails than in the past. They are clearly scaling back the level of investment in prime shipping to shore up margins. Also more aggressively...
View ArticlePersonal Consumer Issues • Re: Backing up my computer & External Hard...
I’ve stopped really caring about external HDD backups. I just have everything go to a backup service like carbonite or backblaze. Don’t have to worry about drive failures.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • buying a house
Renting can be cheaper overall than buying. Typically rent will not cover the landlords full mortgage payment, just the interest on it + expenses + profit. Sometimes it's even less than just the...
View ArticlePersonal Investments • Averaging down in a mutual fund.
If my average share price is $200 and it drops to $170 then I may want to buy. Not trying to market time but take advantage of an opportunity. I completely understand the price could fall to $100 the...
View ArticlePersonal Finance (Not Investing) • How can I get merchant to stop charging us?
+1 Send a letter by certified mail to the company stating you no longer desire their services and to please remove you as a member (or however it's termed).Such matters usually must be addressed in...
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