Personal Finance (Not Investing) • Retiree Portfolio Model
Thank you for creating this tool and for your dedication to updating the spreadsheet and answering questions.I'm 61 and already receiving social security (SSDI) since I am disabled. Can I use the...
View ArticlePersonal Finance (Not Investing) • 57K Total International in Roth IRA -...
Wasn’t the foreign tax credit most recently $<100 on $100k invested?I seem to recall $28I just looked. On an approx $300K YE value I got 9758 worth of dividends 5,751 qualified, $4007 non-qualified...
View ArticleUS Chapters • Has anyone heard from Mr. Larimore?
I do hope Taylor is doing well, I have to admit that I am concerned. It was an honor to attend his 99th and 100th virtual Birthday party and I got to see other Bogleheads on Zoom, people I had...
View ArticleInvesting - Theory, News & General • New version of PortfolioVisualizer?
Gents, it’s a - mostly - free site. All of the functionality is still there. No need to get worked up. I don’t like the redesign myself, but it’s not that bad.I think the primary concern is the limit...
View ArticlePersonal Finance (Not Investing) • Credit card with spending pie chart options?
Bank of America and Chase have it. The Chase version is better since it lets you aggregate up to a year with YTD, last year, etc. options. BofA is only monthly.Statistics: Posted by bople — Wed May...
View ArticlePersonal Investments • I thought I had made a mistake - Roth IRA - I want to...
great! see you again in 3 years?Why doesn’t the system auto buy the fund once the funds transfer from my checking account?Why on earth would it? How should it know what you want that money invested...
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Investing - Theory, News & General • The bear market is over
I was going through some old GFC posts, and I think bobcat2 called the low with this post according to the data I see today. I could be wrong though, I always thought it was sometime in February 2009....
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
Ben, question on assumption time periods for the power users lurking here. Am curious the thinking behind using 20-yr rate for bonds (vs 10 or 30) while what looks like 10-yr breakeven for inflation....
View ArticlePersonal Consumer Issues • Huge number of Ad trackers and scripts on...
Concur with Brave browser. Firefox is better than nothing. With Firefox and most browsers you can ad on uBlock Origin as well as the others mentioned. I find uBlock is the best combination of blocking...
View ArticlePersonal Finance (Not Investing) • Terminating LLC: How to deal with new BOI...
It is my understanding that all businesses that did not close by Dec 31, 2023, are required to file a BOI report.Statistics: Posted by chaser — Thu May 23, 2024 12:03 am — Replies 4 — Views 659
View ArticlePersonal Consumer Issues • Flaunt Your High-Mileage Car
Can't match your high mileage vehicles, but here's a low mileage one: 2018 Camry with 8,000 miles driven by a little old lady to the grocery store and to church on Sundays.2012 A4 Avant 3.0T with 15K...
View ArticlePersonal Finance (Not Investing) • Low Expenses, How?
We're retired, 70 & 75, living in a small town (10K) in the southeast. Our total expenses excluding income taxes were about $53K last year. They broke down as follows, approximately:$12K medical =...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
What is the best/recommended checking account for a Preferred Rewards member?I went with advantage plus but I'm not using the checking account.Is that the most "deluxe" (i.e. most/best features)...
View ArticleInvesting - Theory, News & General • mortgages as negative bonds
How do you rebalance a portfolio that contains a negative bond?Statistics: Posted by etfan — Thu May 23, 2024 12:12 am — Replies 56 — Views 2376
View ArticleInvesting - Theory, News & General • Riding HEDGEFUNDIE’s excellent...
It's still nuts. If you are continuing to add funds, less nuts, but still nuts. Pray for excellent timing on your exit. I assume you've seen a simulation of TQQQ for the full length of QQQ's history....
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
Those of you considering Cash Plus or an alternative CMA offered by another brokerage, do you have any concerns about the following:My primary checking account is the hub with all kinds of connections...
View ArticlePersonal Finance (Not Investing) • Gifted $17k in wrong stock can I fix w/out...
My goal is to avoid the dreaded 709 tax form. I accidentally transferred between fidelity accounts $17,500 of the wrong stock to my daughter yesterday. She would like to transfer the stock back to me...
View ArticlePersonal Investments • Educating myself, want to catch up. Help appreciated.
GardenGal, welcome to the forum.What do you think about following the suggestions in Prioritizing investments?Have you looked into a Solo 401(k) plan?Statistics: Posted by FiveK — Thu May 23, 2024...
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Investing - Theory, News & General • International (Non-US) versus US...
Nothing new to the discussion; but JP Morgan had these charts in their current Guide to the Markets. Note that the valuations are not adjusted for sector shifts.In the first chart, why does the...
View ArticleNon-US Investing • Individual bonds (Gilts) vs bond funds...
See the wiki:Individual bonds vs a bond fundAnd this article from VanguardStatistics: Posted by daviddem — Thu May 23, 2024 12:48 am — Replies 4 — Views 386
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