Personal Finance (Not Investing) • Father Has Passed; Do we need an Appraisal?
I'm not sure you understand what a B trust is. It's short for bypass. It was common in the 90's, but today, most couples opt for the disclaimer trust. The survivor's trust is what a joint trust...
View ArticlePersonal Consumer Issues • Recommendation of Biology Major....
No big difference for med school purposes, where does she want to live or attend school overall? I spent some time at UW and the campus is pretty incredible and Seattle is wonderful.My daughter goes...
View ArticlePersonal Investments • Portfolio Suggestions
Thank you all for your responses. I apologize for not providing more info and for not having educated myself further before posting! I will continue reading and learning.I appreciate your thoughts,...
View ArticlePersonal Investments • Help | 85 Year Old about to Lose Home
A reverse mortgage can be used to pay off the mortgage and she would still have $475K in home equity. ($850k-$375K) If the balance on the reverse mortgage is $400K at 7% that would cost $28K a year.I...
View ArticlePersonal Finance (Not Investing) • Vanguard Direct Deposit
I split my paycheck deposit between fidelity and vanguard. Fidelity deposit shows up on Thursday (day before payday), whereas vanguard deposit show up on Friday (day of payday) in my...
View ArticlePersonal Consumer Issues • Question re: mattress research/choices
Thank you, SurferLife, that's quite enlightening.They talked about a mattress protector and a pillow protector too. I didn't get one for the pillow since I wasn't going to use it until I got the bed...
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Personal Consumer Issues • What Toys Have You Bought That Have Been Worth it?
A really nice set of Denby Pottery dinnerware. I love to cook and serving meals on high quality dinnerware makes it that much better.We have Denby Blue Jetty. Very nice dishware.Ha! We have Denby...
View ArticleNon-US Investing • Short investment window and retiring soon
Is this a viable plan giving the short period left for compounding to take effect?Should I be allocating a portion of my investment to bonds right away? or keep it 100% stocks to get the most possible...
View ArticlePersonal Consumer Issues • I need a new furnace and AC system.
How many people live in the house ? Do you need to keep all the rooms heated or cooled all the time ?If not, a zoned system makes a lot of sense. I put in Carrier infinity system 14 years ago. Our...
View ArticlePersonal Finance (Not Investing) • Insuring multiple residences
Why not just insure two per insurer? Rinse and repeat with as many insurers as you need to cover your empire of vacant homes.Hope the OP is not in CA or FL. In many cases, there will be 0 insurers to...
View ArticlePersonal Consumer Issues • Indoor air quality testing services
I am a little neurotic. Indoor air quality has been my hobby for two, three years. I am lucky to report I have graduated from this. 1) All these measurements are useless, as long as you havent done...
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Personal Consumer Issues • Outdoor Kitchen Island Equipment Suggestions
Thanks. I have not used BGE/Kamado type grill yet. However, I have heard good things about them. Looking to design/build something simple and effective for mostly 2 people use. I have spoken with...
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Personal Consumer Issues • Where to vacation in Stockholm?
Senior Citizen couple looking to spend a week next November with Grandchild doing semester abroad, Can anyone recommend neighborhoods to stay in for two healthy (70+) retirees that is safe, and easy...
View ArticleInvesting - Theory, News & General • Underspending Paradox
Thank you for responding. If I were to take SS at 62, my SS alone will be more than I'm currently drawing in dividends. Also, part of our pensions (called the SS Supplement) go away when we reach age...
View ArticlePersonal Consumer Issues • Mineral oil for cutting boards
I am not claiming there is any valid health concern but we don't use mineral oil because I just don't like the idea of putting petroleum on my natural wood cutting boards or island countertop. I use...
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Personal Investments • Portfolio Selection Advice
1. Is the target date fund I am in expensive? Can I do better on my own using one of the Bogleheads lazy portfolio recommendations. I am looking at the two or three portfolio. I want to stay pretty...
View ArticlePersonal Finance (Not Investing) • Umbrella Policy- 1M or 2M?
I know that during a lawsuit a common discovery question (which is allowed) is how much liability insurance coverage you have. For the lawyers out there, can they also learn your net worth? And what...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
As I consider moving my checking activity to Fidelity, one question I have is how well they stand behind their bill pay service. If you have a payment scheduled for the due date but the vendor charges...
View ArticlePersonal Finance (Not Investing) • Advice on high level Inheritance / Estate...
No. Your job is to tell the lawyer your objectives. The lawyer’s job is to recommend how best to accomplish it. If you try to do the latter it will substantially increase the cost of the project.My...
View ArticlePersonal Finance (Not Investing) • Large bifold patio doors - Are they stable...
We are looking for 16' wide and 8' high bifold patio doors.I see several dealers of Basikwall in the bay area. But there are hardly any reviews about Basikwall. Just wondering if people have an...
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