Personal Consumer Issues • Best Faucets for Bathroom Sinks?
Owned apartments for 40 years. Finally standardized on Delta and never looking back. Simple parts replacement.Statistics: Posted by Jbzeus — Fri Mar 01, 2024 5:13 pm — Replies 17 — Views 968
View ArticleInvesting - Theory, News & General • Robinhood 3% IRA Match
But I guess my question is whether it's the entire bonus that is clawed back or just the amount associated with the distribution. E.g. if I move 1M into the account. get a 30k bonus and then have to...
View ArticleInvesting - Theory, News & General • At what tax rate do Munis make sense?
At what tax rate do Munis make sense?Munis and treasuries are two different animals. . . .Treasuries, on the other hand, are considered to have no credit risk. I agree you need to compare like to...
View ArticlePersonal Finance (Not Investing) • TaxAct. Reporting after-tax 401k -->...
Referring to Form 8606 when reporting qualified plan rollovers to Roth IRAs is also an error by TaxAct.Just a clarification that the reference to form 8606 in taxact is an administrative/software one....
View ArticlePersonal Consumer Issues • Question about Solar panels
I recently read an article about the state of solar panels and unfortunately the situation wasn't good. Apparently many of the companies are more into scamming people and/or making money off...
View ArticlePersonal Finance (Not Investing) • Turbotax and Mega Backdoor Roths
Here is my situation...Performed a mega back door roth conversion through fidelity. I had 15000 after tax dollars within my standard 401k. I transferred through an in service distribution the after...
View ArticlePersonal Finance (Not Investing) • How to have student claim AOTC?
There are 5 potential years a 4 year degree can qualify for AOTC credit but it's only allowed for 4. Skipping a year may be more beneficial than having child take credit. The first semester and last...
View ArticlePersonal Consumer Issues • Electric mower for mulching
Based on recommendations here and elsewhere, I bought a battery powered EGO self propelled 21" and have used it for 3 full mowing seasons.I bag during the cutting season, and in the fall I use it to...
View ArticlePersonal Finance (Not Investing) • Roth conversion during retirement question
How can an ~120k 401k be an ~6k RMD?Does it seem to high or low to you? That's what the RMD calculator resulted.Statistics: Posted by anthonyphamy — Sat Mar 02, 2024 5:29 pm — Replies 27 — Views 2786
View ArticlePersonal Finance (Not Investing) • Can excess ACA PTC trigger an underpayment...
I thought as long as your estimated payments are 100% of your previous year tax bill (110% over a certain income level) you're safe no matter how much you end up owing for the year, no? Did you do...
View ArticlePersonal Investments • Vanguard Wellesley
My purpose in having a [small] allocation to bonds, is/was to tamp down on volatility. That's it. My investment horizon is infinite. I'm not worried about sequence of returns risk. I expect far lower...
View ArticlePersonal Finance (Not Investing) • Federal Farm CR Bks Bond interests showing...
I do this every year, I have the Fed Farm CR bank bonds in Fidelity as well as several money market funds with various amounts of tax free interest. This first thing you have to do is look up your...
View ArticlePersonal Investments • ESPP Question: Understanding $25k limit w/ price...
ESPP shares purchase limited to ** market value ** of $25,000 in a calendar year, based on the ** grant date value **.Thanks. I get that part (I think). But the website I reference in my previous post...
View ArticleInvesting - Theory, News & General • What are you up YTD? [Year To Date]
As of Mar 2nd up 7.04%My SMH Semiconductor ETF's killing it!Statistics: Posted by Rellingson — Sat Mar 02, 2024 5:32 pm — Replies 5218 — Views 884431
View ArticlePersonal Finance (Not Investing) • Even with a well-planned budget, does...
I retired before ACA, stayed on ACA from the inception until Medicare, wife is still on ACA.Comparing employer, pre-ACA individual and ACA policies - at no time did our coverage generate any fear of...
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Investing - Theory, News & General • Taxation of Treasury bills, notes...
Thanks !!I understand now that short term bond is the bonds matured within 1 yr from issue date. it is not the bonds matured within 1yr from purchase date. Correct?If you're talking about what Pub 550...
View ArticlePersonal Finance (Not Investing) • Not understanding taxes and why I owe money
The trick is to find the sweet spot, where you withhold just enough to avoid the underpayment penalty. ("Safe harbor"). We always aim for having 90% + 500 cushion withheld from this years earnings,...
View ArticleInvesting - Theory, News & General • Vanguard Announces CEO Retirement...
I got a call from my Broker/Advisor and he advised that I sell Microsoft stock. I had owned the thing for something like seven years and it had been dead money. He was particularly disgusted with the...
View ArticlePersonal Investments • Portfolio Review - about to retire, he is fine right?
Principal is gouging him on the order of $4K investment fees/year, yuck. For someone only spending $22K on everything else, that's an emergency - [Edit-even if he were to continue to work, he should...
View ArticlePersonal Investments • Avge or VT?
I really appreciate the feedback. I had the impression that the position would be all bonds by the date but that is not the case - thank you for letting me know that. My only gripe with TDFS is the...
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