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Personal Finance (Not Investing) • Looking for IRS guidelines on if...
https://www.irs.gov/pub/irs-news/fs-07-26.pdf"It is a common misconception that if a taxpayer does not receive a Form 1099-MISC or if the income is under $600 per payer, the income is not taxable....
View ArticlePersonal Finance (Not Investing) • Pay Down 7-Year ARM Or Invest?
About half is in taxable.What's your current asset allocation?Statistics: Posted by flarf — Thu Feb 15, 2024 1:52 pm — Replies 24 — Views 735
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Personal Consumer Issues • Happy Valentine’s Day! What’s your love song?
Sounds like a wonderful wedding you had! “Wonderful Tonight”, by Eric Clapton.Sentimental to us, as this beautiful song was played at our wedding, many years ago. You got me to thinking about our...
View ArticlePersonal Consumer Issues • What email address is "okay/acceptable"...
I have a protonmail.com email address because I like their security/privacy ethic. I also use their other services like VPN. It has not caused any problem for me in my official communications. My...
View ArticlePersonal Consumer Issues • Exercise Is Overrated
Exercise is good medicine.Good for the body.Good for the mind.Statistics: Posted by lws — Fri Feb 16, 2024 1:48 pm — Replies 9 — Views 588
View ArticlePersonal Consumer Issues • Any recommendation of a book that chronicles the...
"Fleishman Is in Trouble," Taffy Brodesser-AknerNot a bad show on Hulu.Statistics: Posted by Random Poster — Fri Feb 16, 2024 1:50 pm — Replies 51 — Views 3009
View ArticlePersonal Consumer Issues • Hose end sprayer to reach tall trees (over 2...
I suspect that if you can't get up there (e.g. with a ladder) your issue is going to be water pressure and nothing will get you there.The tree service that hits our holly trees has a truck with its...
View ArticlePersonal Finance (Not Investing) • Open a second IRA for different...
I wanted to have two primary beneficiaries (50/50) on one of my retirement accounts. One beneficiary is a charitable organization. For secondary I wanted 100% to go to the charity, but the website...
View ArticlePersonal Finance (Not Investing) • Living Will or Trust: When Primary...
2.Are banks and financial institutions required to follow what is in a will if probated even if what is in the will is different than what is listed on the POD/TOD accounts? No.4.With a durable POA,...
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Personal Consumer Issues • Netflix subscription
Netflix has a TV drama series that I am interested to check out. It looks like I can subscribe monthly for $6.99 (with ads). For $15.49 I can avoid the ads and for $22.99 I get better sound, greater...
View ArticlePersonal Finance (Not Investing) • Social Security -- What’s in Your...
Started taking at 65.Statistics: Posted by lws — Fri Feb 16, 2024 1:53 pm — Replies 8 — Views 244
View ArticlePersonal Finance (Not Investing) • Social Security Spousal Benefits
A would receive $1000 per month after B starts their benefit. It would be considered $500 of their own benefit and $500 spousal.Statistics: Posted by Carl53 — Fri Feb 16, 2024 1:54 pm — Replies 1 —...
View ArticlePersonal Consumer Issues • Is it foolish to keep driving my old car?
I can't explain all the conditions that determine my speed but I try and stay out of the way and mind my business. RE Germany- my experience was most Germans go about 120KPH in the unrestricted zones....
View ArticleInvesting - Theory, News & General • 100% Stocks for the Long Run?...
having read this ERN article (and lots of others) his critique of the BTSQ paper is a few points:it uses a synthsized group of data which would include items like Italian bond and equities (and even...
View ArticlePersonal Investments • SS question
OP, I think you are good to go, as long as you don't earn >$1,860/month after you are retired nor work as self-employed >45 hours/month."The special rule lets us pay a full Social Security check...
View ArticleInvesting - Theory, News & General • Any studies to refute dividend yield...
If you were invested in a broad-based diversified fund or collection of stocks, then spending only the dividend yield would be perpetual. You would never run out of money. The stock price does drop by...
View ArticlePersonal Finance (Not Investing) • Best way to exchange $1000 worth of yen...
7/11's are reliable places to get cash when you need it. Probably most other convenient stores too. Last time I was there one ATM at the airport wouldn't give me cash but the one next to it...
View ArticlePersonal Investments • Small Cap Value - US/International
I do see OP's selected username is "masterofcoin". Welcome to the forum, but maybe you are are already a contrarian. In any case, we can't discuss coin here. Not sure how I would diversify it, if...
View ArticlePersonal Investments • should I make additional principal payments
I made slight errors, apologies, I wasn't thinking quite straight.With the T-bills, there are no state taxes, but you ARE subject to the NIIT, so the tax burden on T-bill interest = 24% + 3.8% =...
View ArticlePersonal Investments • Roth conversions for those with large...
For those that FIRO, it’s not possible. Depending on your plans for bequests, it may or not be advantageous to your beneficiaries. If they are in a high bracket when and if they receive the money, it...
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