Clik here to view.
Investing - Theory, News & General • Low-cost provider that's not Vanguard?
Trade for a different model? Meh, I'm used to the Made in China one I've had for 30+ yearsWhen you are married, sometimes compromises must be made. Do they have to make sense? No, they do not. And I...
View ArticlePersonal Consumer Issues • Netflix subscription
So, if a show release weekly, one can just wait until the season ends to catch up (binge) on all the shows for the season.That's been my experience. I'm a little surprised none of them have started...
View ArticlePersonal Finance (Not Investing) • Any benefit of keeping BOA saving account
There used to be some monetary incentive at BofA for opening a savings account in addition to a checking account, but that appears to be a thing of the past. The savings account could also be linked...
View ArticleClik here to view.
Personal Finance (Not Investing) • Renting vs. Owning - still on the fence
If you like project a house is really a no-brainer. I'm 8 months in and projects are unlimited. Also are you sure you are comparing apples to oranges? Because if you spend $22 000 renting a condo is a...
View ArticlePersonal Investments • Draw down IRA
You must withdraw the RMD and leave it in taxable, but the RMD cannot end up in your Roth. You can do Roth conversions of amounts in excess of the RMD. I'm not sure what you mean by "regain the amount...
View ArticlePersonal Consumer Issues • Bird watchers – what birds are you seeing?
The other day while driving to work, I saw two crows chasing a hawk. I took a little time at a stop sign to watch (no one was behind me). The crows chased the hawk to a tree, where the hawk settled...
View ArticlePersonal Finance (Not Investing) • IRA Roth Conversion - College Savings
We will pay off a couple student loans at that time, which is what will deplete the college savings just as planned a long time ago.This may or may not affect your plans, but I’d make sure to look at...
View ArticlePersonal Investments • Lost in Numbers Moving to Fidelity, Raymond, or?
I'm curious since I've never been in this situation but can the OP simply fill out all of the transfer paperwork with Fidelity, Vanguard, etc. and have all their money moved without talking with EJ or...
View ArticlePersonal Finance (Not Investing) • please help with taxes on qualified dividends
Are you by any chance confused by qualified dividends being included into AGI?No, because I can see the immediate change in my federal and California refund in real time. There was an immediate change...
View ArticlePersonal Consumer Issues • Motorized blind/shade recommendation needed
We used Budget Blinds because my husband wanted the Lutron technology. It interfaces with Alexa and he can use his phone to program opening and closing when we are away.They were actually cheaper than...
View ArticlePersonal Investments • How much did you pay Vanguard this year?
And in any event, you're not "paying Vanguard". Each mutual fund/ETF is it's own, standalone corporation -- an investment company as defined in the 1940 law. They're they ones that extract the...
View ArticlePersonal Investments • Merrill Edge - 1099 Timing
I have not received mine yet.I received on February 16 last year.Statistics: Posted by cookienadal — Thu Feb 15, 2024 1:46 pm — Replies 4 — Views 171
View ArticlePersonal Investments • Can fees be this different?
#1: Having a 9 figure+ net worth does not mean you are smart or even good with money.Of course it does mean that:https://philebersole.com/2015/05/18/the ... ritocracy/Statistics: Posted by livesoft —...
View ArticlePersonal Investments • TIAA Traditional: SECURE 2.0 makes annuitization even...
It might make sense to check if TIAA can provide (or has provided) the Fair Market Value of your annuitized annuity as of 12/31/2023, if you want to look into this further.It seems that some other...
View ArticlePersonal Investments • Brokered CD vs 1 year t-bill taxable interest question
OK, I was doing some more research and it looks like the tax treatment for CDs and Zeros are the exact same. You pay imputed interest even though the actual interest is paid at...
View ArticlePersonal Investments • Best Money Market Fund right now
Depending on your tax situation you might want to look at muni money market funds. For me SWYXX has the best tax equivalent yield at Schwab.Statistics: Posted by sharx — Thu Feb 15, 2024 1:48 pm —...
View ArticlePersonal Finance (Not Investing) • Splitting a pension benefit with another...
I think they mean Retirement Plan (RP) and Deferred Profit Sharing Plan (DPSP).Statistics: Posted by coins — Thu Feb 15, 2024 1:49 pm — Replies 8 — Views 642
View ArticleClik here to view.
Personal Consumer Issues • Pay cleaning lady for snow day?
You could consider not only paying for the snow day but a tip on top of that in case she had difficulty with other customers, a stuck car, etc.So now not only are we paying for services not performed...
View ArticlePersonal Finance (Not Investing) • Filing taxes in the year a person dies
When you say "estate tax," is there a trust? If so, the trust should have a separate EIN. All the money moves into new accounts under the EIN. You will get separate 1099s for your Dad under his SS and...
View ArticleInvesting - Theory, News & General • Possible to look up bond prices in...
Replying to my post (in case someone else is looking for this info), I found this from WSJ - you can't search by CUSIP but you can by the maturity datehttps://www.wsj.com/market-data/bonds/t ......
View Article