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Personal Consumer Issues • AV Receiver and Firestick/Rokus
Yep. It depends on the capabilities. My receiver predates HDMI (which resulted in paying about 10% of the original price). My HDMI devices are plugged into the TV, including the Roku, and then I use...
View ArticlePersonal Finance (Not Investing) • 2023 Taxes, How close were your estimates
Higher yields on cash accounts threw me off a little this year on tax calculations. I didn't really factor that in, but no penalty owed so all is good.We have W-2 income so generally try to adjust...
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Investing - Theory, News & General • Vanguard website issues
As soon as I got emails from Vanguard about tax forms availability, I downloaded the forms right away because one never knows when their system will be unavailable!! Vanguard offers good products, but...
View ArticlePersonal Finance (Not Investing) • Retiring early: Health Insurance
One other thing you might want to look at. A lot of universities also offer health insurance to students and, at least around here, it's pretty reasonable. In fact, it used to be too reasonable -...
View ArticlePersonal Finance (Not Investing) • Once you have enough to retire, how do you...
My bills are paid by credit cards and pulls from my credit union. Highly automated on the expense paying side. For the funds to pay the expenses I distribute from our TIRA accounts. Since I know my...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
It's not really an argument, but as a fact of data, developed ex-US (VEA) has outperformed SP500 (VOO) since October 2022:https://www.portfoliovisualizer.com/bac ... WvZ0upifxLYes, been watching that...
View ArticleUS Chapters • Suggestions for the Wiki
Help: I'm trying to understand IRMAA in the wiki using the examples and for the life of me, it appears that they use 2023 tiers based on 2023 income because the thresholds and brackets described seem...
View ArticlePersonal Finance (Not Investing) • Pets - how much would you spend at the end?
We have had a lot of four legged family members - dogs, cats, horses. I have had to put them all down at one time or another. It is difficult, no question.What it comes down to is the quality of life...
View ArticlePersonal Finance (Not Investing) • Mass Mutual LTC Policy: Premium Increases...
Your comment made me go back and look at the premium increases requested and approved by MassMutual in PA and I realized that they actually did approve a 30% increase for our policies in December...
View ArticlePersonal Finance (Not Investing) • I changed my W-4 and this happened….
You can estimate your taxes using tax software and then make estimated payments if you don't expect to meet a safe harbor. You can also look at withholding tables to see if your employer withheld what...
View ArticlePersonal Investments • Adios, Vanguard
Hope their degraded customer service doesn't bleed over to their ETF and mutual funds management. That would be a real tragedy.Statistics: Posted by TimeRunner — Sat Jan 27, 2024 9:08 am — Replies 465...
View ArticlePersonal Investments • Roth conversions and age difference
From your ages, it looks like your RMDs start at age 73 and hers at age 75. With the 4-year age difference, that allows 6 more years for congress to again change (extend or even eliminate?) the RMD...
View ArticlePersonal Finance (Not Investing) • Vanguard-Financial Engines
I cannot locate on Vanguard's website the "financial engines" to run an analysis. I have not used it in a while, is Vanguard still offering this service?I used to use it but believe it's no longer a...
View ArticlePersonal Finance (Not Investing) • should we be saving in 529 or in taxable...
You have two million dollars. You have a one year old. You are rich and can do whatever you want to fund the kid's college 16 years from now. You're unlikely to ever qualify for financial aid unless...
View ArticlePersonal Investments • Confused about Solo 401k funding
I started working as a 1099 last year. I have a Solo 401k that I set up late last year through Fidelity. I transferred some money in at that point. I set up a sole proprietorship so I could get an EIN...
View ArticlePersonal Consumer Issues • What are some of the things that improved YOUR...
Ours is outsourcing chores such as cleaning the house every 3 weeks. Another chore we would like to outsource is cooking but we couldn't find a cost effective way of doing that.Another that we think...
View ArticlePersonal Investments • Taylor's Post on Tontines
I am ready for the Boglehead tontine!Several posters have expressed similar interest on other threads. What would a "Boglehead tontine" look like?Personally I would like the Tontine to be set up where...
View ArticlePersonal Finance (Not Investing) • Pralana Gold moving to web-based subscription
Does anyone know if the new version (web based) is out yet? I think it is NOT but wanted to double check -- they have tutorials that show the web version but the release notes don't seem to say it is...
View ArticlePersonal Investments • parking cash for next 5 years -which option would you...
I am in a similar situation to you. Have similar amount of money that I will need on next 5-7. I keep it 1/3 MM, 1/3 VGSH, and 1/3 VGIT. Bond funds are same as rolling ladder while maintaining...
View ArticlePersonal Investments • TIAA single life annuity payout of 9.45% - OMG!
I have an old "zombie" account (about 30 years old) with TIAA that has about $60k in TIAA Traditional. I was looking at closing it out now that I'm retired and comparing the 10 year payout and a...
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