Interesting thought. She's applying to be a nurse. Depending on the program she gets into, she may be totally done with school (in which case, she may have a job and be off my insurance) or done with undergrad and still have some nursing school left. In that case, she'll still be on my insurance. On Cobra the costs were over $30K with a child. Sometimes you just have to let these things play out. I'm even contemplating cutting my hours my last year (maybe even 2 days a week) and perhaps working longer to keep health insurance for another year through this period. My gut feel is I will stop work at the end of 2026 (working part time that year). My daughter will start a new job (end of 2026 or starting in 2027) and off my insurance. I do Cobra for the 1.5 years ($18K for me and spouse) and then retiree insurance ($24K to be on a low deductible plan or $20K to be on a high deductible plan).One other thing you might want to look at. A lot of universities also offer health insurance to students and, at least around here, it's pretty reasonable. In fact, it used to be too reasonable - before ACA it led a lot of people to take the minimum number of hours required at the local community college in order to get cheap health insurance. First they increased the minimum number of course hours required, then they dropped it altogether. The full universities still have it, though.
Statistics: Posted by privateID — Fri Jan 26, 2024 8:56 am — Replies 55 — Views 3713