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US Chapters • Roll Call for the Retirement Class of 2024!
The Pre-Retirement and Retirement Life Stage Chapters will be hosting a great online meeting this coming Wed. Jan. 10, 2024, at 8:00 pm ET. with a discussion of how to prepare yourself for a happy and...
View ArticlePersonal Investments • When does Vanguard update its RMD calculations?
Today I had the email saying 2024 RMD was ready, and had logged on yesterday to change the tax witholding to find 2024's amount was calculated and there on the RMD page.Statistics: Posted by...
View ArticleInvesting - Theory, News & General • Can someone explain to me what's...
...Just seems like we'd want to know what we are investing in and what is driving the returns, since we're investing our entire life savings in it. How did that one Buffet quote go...? Don't invest in...
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Investing - Theory, News & General • Why not 100% PSLDX? [PIMCO...
Are folks sticking with PSLDX or adding RSSB ETF?Other than the international allocation how different is PSLDX from RSSB? Does PIMCO have a secret sauce, because it is an active bond allocation?...
View ArticlePersonal Investments • 529 superfunding question
I recently set up a 529 for my younger child on January 1 after setting up the same for my older child last year. I meant to contribute an annual allotment to the older child’s account but...
View ArticlePersonal Finance (Not Investing) • How did you find your dream job?
I had to become the dream employee and then the dream job showed up.Statistics: Posted by AnnetteLouisan — Sat Jan 06, 2024 3:31 am — Replies 16 — Views 1308
View ArticlePersonal Finance (Not Investing) • Does it make sense for parents to drop...
Hi All,I have been helping my parents (ages 72 and 73, both retired) weigh the pros and cons of dropping their Genworth LTC insurance policies. I am hoping for a sanity check/general thoughts and...
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Personal Consumer Issues • What are you listening to now
Compared to What (Live at Montreux Jazz Festival) (1969)Les McCann RIPVideo of the above recording here, but the sound isn't quite as good: Les McCann & Eddie Harris Compared To WhatTrumpet: Benny...
View ArticlePersonal Investments • Ignorant question on a mutual fund trade. Schwab
They were both Vanguard Mutual Funds. That could explain the delay as I don't recall the delay when I've sold Schwab funds.We had dinner with my 90 old Mom tonight. She just left and I checked back...
View ArticlePersonal Investments • VUSXX taxable for state and local now
If they want to have VUSXX invest in repos in order to bolster returns, why wouldn't they have a separate true all treasuries fund for people in higher tax states? There are a whole lot of people in...
View ArticleInvesting - Theory, News & General • Sector Level Investing - Has the...
In the Canadian taxable portfolio I'll now be entering my fourteenth year of sector diversification.That all got started after having invested going through the tech rise and then the subsequent...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
How many CCs will BoA allow you to have? And how long do you have to wait to get your 5th card?I currently have 4 (PR & 3 variations of the CCR), and got my 4th one back in December 2022. Is there...
View ArticlePersonal Consumer Issues • retire in 50s what do you do
What to do?For each is different. Pursue your passion, or discover a new one.We love to design and build homes. And.... $500k tax free gains every 24 months can fund a lot of extra things during...
View ArticlePersonal Consumer Issues • Advice caring for new black car?
you would recommend the seal N shineIf you're interested, I just noticed Seal-n-Shine is $19 for 2 bottles, free shipping vs normally $12/bottle - I have no connection in any way to it, them, or the...
View ArticleInvesting - Theory, News & General • Ronald Reed the Janitor who amassed...
I've read his story before; it's quite interesting, I sure would like to know more about him and why he did what he did. I think going without to the extreme (as I'd say this case is an example of),...
View ArticlePersonal Investments • Are retirement accounts worthwhile if you have taxable...
Being that I don't really need more assets, my other thought was to spend down the taxable account at the rate of IRA investment, and still gain the tax advantages. I imagine there is someone else out...
View ArticleNon-US Investing • [Germany] Starting German portfolio, and possibly moving...
Welcome to the forum.1. How does the New Investments portfolio look to you? I am leaning toward EUR currency ETFs, to avoid dealing with currency fluctuation. They do tend to have higher cost ratios....
View ArticlePersonal Investments • How to save for property AND retirement
Interesting, thanks. I did my first bit of research about buying a property. It turns out I need to have 20-30% down payment. Which is luckily just the amount I have right now. I played out a few...
View ArticlePersonal Consumer Issues • Tax Credit for Home Insulation: what qualifies?
I believe items purchased in January 2024 will have to be applied to your 2024 tax return not your 2023.Thank you, gotoparks.Since my original post, I found these on the Frost King...
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Personal Consumer Issues • Use Uber as cycling emergency ride?
I've often thought that if I have an irreparable bike issue while out on a long bike ride, that I could get an Uber, and they would take me home. Fortunately, I've never had to test this out, so I am...
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