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Personal Finance (Not Investing) • [Split from "Fidelity as a one stop...
But my last ACH pull from the bank was hit with the dreaded 16 day hold (which since they are business days, actually works about to be almost a month: pull initiated 9/13, on hold until 10/8).Could...
View ArticlePersonal Finance (Not Investing) • Thoughts on earning associates degree in...
My child's school district offers an opportunity to earn your associates degree for free while in high school.I question whether the required classes for the AA are transferable to your state college...
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Personal Finance (Not Investing) • A different kind of midlife crisis
It’s been about 5 years since I made this post and wanted to circle back with folks. I changed jobs ~3 years ago and my career shifted from a string of Fortune 500 companies to a private mining and...
View ArticleInvesting - Theory, News & General • Something I Have Never Quite Understood
Here is an example: folks say over the very long term that the returns of small cap value have beaten the indices, and so many folks tilt toward SCV to try and capture that outperformance. But, that...
View ArticlePersonal Consumer Issues • Inexpensive laptop for general browsing/printing
Used Lenovo Thinkpad off EBay. Otherwise, if that makes you uncomfortable, buy a new MacBook Air.Statistics: Posted by MH2 — Sat Sep 21, 2024 3:52 am — Replies 12 — Views 728
View ArticlePersonal Consumer Issues • Is Hotel Check-Out Necessary Anymore?
I usually leave 1 of the key cards at the front desk and verbally say what room we are in on the way out as a courtesy. We tend to stay till the last minute most of the times. I hate being rushed and...
View ArticlePersonal Finance (Not Investing) • If you hit $3M by your 40s, what did you...
This is a pretty neat example of a kind of fallacious reasoning I see behind these kinds of posts. It's true that there is no meaningful step change between 2.9 and 3 million. However . . . there are...
View ArticlePersonal Investments • Help with portfolio after financial advisor
Thank you so much for the detailed and thoughtful reply! Just to clarify, AGTHX and AIVSX both have ~80K capital gains each along with the ANWPX at ~25k. To be more precise they are 92k, 76k, and 27k...
View ArticlePersonal Finance (Not Investing) • Severe Case of Seller's Remorse
What makes my situation even more painful are the significant losses and negative financial impact that this has caused in my life ...Meaning what, other than a possible Florida tax portability...
View ArticlePersonal Investments • How to handle lump sum cashout from work pension...
I always rolled my pension lump sum into an IRA. Then invested it accordingly.Statistics: Posted by Brianmcg321 — Sat Sep 21, 2024 4:25 am — Replies 3 — Views 344
View ArticlePersonal Investments • Pre-retirement portfolio - feedback requested
Taxable accounts* 26% VTI (US equities)* 30% VXUS (Int'l equities)* 3% AVUV (US value)* Total: $2340KDon’t touch this for rebalance.Bonds (held in taxable accounts)* 8% in individual TIPS with...
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Non-US Investing • Are there actually any good financial advisers? Wondering...
I use a lot of forums, so I'm familiar with the divergent opinions phenomenon. Generally I use my intuition and try to listen to the people who know what they are talking about and seem genuinely...
View ArticleInvesting - Theory, News & General • Morningstar redefines growth/value...
I wish Morningstar wouldn't do this but it is what it is. Previously, showing the Morningstar dot in the Large Core box almost touching the Large Growth box does accurately show how the Magnificent...
View ArticlePersonal Consumer Issues • How many pairs of jeans do you own?
This thread has run its course and is locked (below acceptable threshold). See: Personal Consumer IssuesNote that this subforum has a much lower threshold for locking or removing posts than the...
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Personal Investments • Ethics of DPOA Investing on Elderly Parent's Behalf
I used to think this too - sign a POA and essentially give someone else power over everything and give up your own. It’s not the case. A POA empowers another to act for her as agent. But if the person...
View ArticlePersonal Investments • Any reason not to combine SEP and Trad IRAs?
Your understanding as presented in the 2nd paragraph is correct. I can’t think of any reason to not rollover the SEP IRA.CheersStatistics: Posted by Silk McCue — Tue Sep 24, 2024 8:48 pm — Replies 1 —...
View ArticleInvesting - Theory, News & General • Benz Recommends 2 Years / 8% Cash...
Sounds reasonable. I'd go for more than 2 years, but that's me. Heck, if I count my G fund as cash, I probably have 10+ years.More than 2 years allows me to buy when stocks go down, too, and still...
View ArticlePersonal Investments • Inherited IRA tax strategy....
Bogleheads Brain Trust-Elderly couple (late 80s/early 90s) is in the 22% tax bracket. They have significant (7 figure) assets in Traditional IRAs with no basis. They live largely on pension...
View ArticlePersonal Finance (Not Investing) • Mortgage early pay-off calculator with...
You could also try the Ultimate Financial Calculator. There's a bit of a learning curve but I've always found it to be very flexible.https://accuratecalculators.com/ultimat ... calculatorThanks for...
View ArticleInvesting - Theory, News & General • [WSJ Article - Robinhood Touts...
The RobinHood app is exceptionally well-designed. It is by far the easiest platform to lose trade money on. During covid, it was commonplace to walk into the bathroom and see someone flush and walkout...
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