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Investing - Theory, News & General • Benz Recommends 2 Years / 8% Cash for Retirees

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Sounds reasonable. I'd go for more than 2 years, but that's me. Heck, if I count my G fund as cash, I probably have 10+ years.

More than 2 years allows me to buy when stocks go down, too, and still have enough cash that I don't worry.
Is that not market timing? Or, in a sense, is that rebalancing? Not debating, just pondering.
Generally, changes made based on what the market has done is a function of rebalancing, and changes based on what you think the market will do, is timing.

Statistics: Posted by PharmerBrown — Tue Sep 24, 2024 8:50 pm — Replies 89 — Views 7042



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