Personal Investments • Ever contest an incorrect credit card charge from a...
Very likely the restaurant applied a surcharge for using credit card. These surcharges seem to be getting traction in the restaurant business. Supposed to be disclosed.Statistics: Posted by MA405 —...
View ArticleInvesting - Theory, News & General • Bernstein article - Why Should You...
Some of us don't worry as much about this stuff as much as others though, that's for sure. Every time I read something about LMP kind of stuff I usually conclude "Man, those folks have so little risk...
View ArticlePersonal Investments • Dividend Income Advice Needed
A relative recently moved into senior assisted living facility. The following six dividend payers (KMI, UGI, Mo, ENB, O, and Vz) were suggested to provide the necessary annual income since she has...
View ArticlePersonal Finance (Not Investing) • Should you retire early? A few notes, six...
Yeah, I don't really agree with keep on working if you're a homebody.I woke up mid week and just decided it was time and turned in my notice - early retired at 53. There was no big plan or discussion...
View ArticlePersonal Consumer Issues • Struggling with the Hedonic Treadmill / Wealth...
Having looked extensively and narrowed it down a lot, I have a choice between — and this is my principal wealth effect expenditure, housing - two furnished medium term options in a scenic coastal area...
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Investing - Theory, News & General • Wiki - Prioritizing investments...
Internet access may be spotty for ~a week so silence won't necessarily mean assent....LadyGeek, I am thinking this edit has wrapped up. I think there is good support for the changes that have made it...
View ArticleInvesting - Theory, News & General • The New 60/40
40% in diversifiers: 10% intermediate term Treasuries (IEF), 10% in managed futures (CTA), 10% in a hedge fund tracker etf (HFND), and 10% in gold (GLD)I understand the treasuries but the rest is a...
View ArticlePersonal Consumer Issues • Fun Question: Finding Good Trust Fund Laywer
The best way of achieving anonymity regarding your financial situation is to keep your mouth shut and not be obvious in your spending. Don't have a new Rolls in your apartment parking spot.Statistics:...
View ArticlePersonal Finance (Not Investing) • Delaying paying taxes
That lines up with what I suspected. Thanks for the responses. I tend backload my withholdings at work, but I messed up this year and won't be able to catch up before the end of the year. I guess...
View ArticlePersonal Investments • Retire From Military or Stay In Longer?
would love a job that was potentially only 4 days/week, or possibly had some amount of tele-commuting. Most employers want employees on-deck 5 days 40 hours per week.WestpacNot all but many I am sure....
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Personal Finance (Not Investing) • Confusing bill for a minor surgery
It doesn't matter.All your amounts on the second bill are 20% of the allowed amount until they are 0.So you met your deductible some time between the first bill and the second bill, and then moved...
View ArticlePersonal Finance (Not Investing) • How can I close my Solo 401(k)?
Is it true that solo 401(k) plans are often audited retrospectively after termination i.e. after the 5500-EZ with the "final" checkbox checked is filed? Any experiences? I heard that the IRS has only...
View ArticleInvesting - Theory, News & General • TOTP Protected by Pin/Biometrics Now...
Out of curiosity, what happens if the hardware key dies? I was thinking of using the Authy app.The usual practice is to set up a primary hardware key, and a backup hardware key. Then store the backup...
View ArticlePersonal Finance (Not Investing) • When to pull the plug - OMYing [One More...
Well that pension is like a mirage still. 200k/year, plus, staying on means all LTIs will vest, vs being forfeited if/when I quit. If doing the math of that it is tempting to stay, yet again we may...
View ArticlePersonal Consumer Issues • EV / Hybrid basics?
I am in the midst of finally buying a solar installation.Part of that is deciding what annual input I want out of the installation.I have extremely detailed records of how much electricity I have been...
View ArticlePersonal Finance (Not Investing) • USAA class action lawsuit (Insurance, 2024)
I qualified due to my father’s WWIi service so I got a quote. They wanted $5,000. My current carrier is charging me only $4,000. When I told them I wasn’t interested they said “Oh, but our claims...
View ArticleNon-US Investing • Moving from VTI/VXUS to VWCE (UCITS) Ireland based ETF....
For tax reasons in my new country it would be optimal to sell my VTI/VXUS and buy something like VWCE, an Ireland based ETF that doesn't pay dividends. I'll also need to convert USD to EUR. I'm with...
View ArticlePersonal Consumer Issues • Ever contest an incorrect credit card charge from...
Yes, I was once double charged . I called the restaurant and asked them to correct it. When they didn't I called the credit card company and they did a charge back.Statistics: Posted by catchinup —...
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Personal Consumer Issues • Lodging for a family of 6 - Santa Barbara, CA/wedding
If you are flying to LAX, stay on the 405 and 101 freeways. Although the route through Malibu is scenic, it is also unsafe with curvy roads and drivers who speed. Accidents often result in...
View ArticleNon-US Investing • Tax optimized portfolio. Advice please
Advice on the following portfolio. Trying to optimize for less taxes.Notes:1. I live in UAE where there are no income taxes.2. Citizen of India3. 35M. Will return to India when I retire in 20...
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