Personal Investments • Inflation, Fed rate, and Bond ETF Dividend / SEC Yields
Thanks everyone for the responses....It's a general rule of thumb, to help people understand how increasing duration increases volatility. Here's a chart that is more accurate:Thanks Beensabu, that...
View ArticlePersonal Investments • Take RMD's at beginning or end of year?
Theoretically you can look at it as follows. Logically you are invested because you belive assets grow over long term. Thus probability of the assets being higher at the end of the current year vs...
View ArticlePersonal Finance (Not Investing) • Bill paying service and tax preparation...
These are good questions to be asking.You can automate most of it, but you still need someone to monitor for fraud or mistakes.The Medicare Part B can be set to automatically pull from a bank account....
View ArticlePersonal Investments • Advisory fee ranges?
The general consensus on BH is that you should do it yourself. They recommend that they post your portfolio using the guideline and get a critique. Advise given are pretty good but since there are...
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Personal Investments • Total Market vs Growth vs Value
You either accept the total market for what it is, or not. If you think TSM is too "growthy", or too concentrated in a handful of growth stocks, then you're not interested in the total market. That's...
View ArticleUS Chapters • NE Ohio (Cleveland Area) Master Thread
Hi all, I was one of the previous coordinators of the NE Ohio (Cleveland) Bogleheads group. We did meet regularly in North Royalton and had really good turnouts until around March 2020, but COVID shut...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
I manage the i401k for me and the i401k for my spouse. Both just transitioned to Ascensus. Like with old vanguard, there is one login for employee and one for employer. So that would be four logins. I...
View ArticlePersonal Investments • Boackdoor roth IRA , am i subject to pro-rata rule ?
thanks, i can probably move my SEP assets to my solo 401k and my wifes rollover IRA to her profit sharing plan . then do the backdoor roth to avoid taxes ?As pointed out above you won't avoid taxes,...
View ArticlePersonal Investments • Fidelity HSA? Thinking of switching.
And can someone confirm whether automatic monthly disbursements can be done within the Fidelity HSA?Thank you.Statistics: Posted by Davistax — Wed Jul 24, 2024 1:39 pm — Replies 58 — Views 9347
View ArticlePersonal Investments • 20 years old - should I take out of my savings to max...
I'm with the others who say to max your Roth each year if you can.If the contributions to the Roth make your cash emergency fund too low for comfort, you can put a relatively small portion of your...
View ArticlePersonal Finance (Not Investing) • Florida Home Insurance
Sent you a PM.Statistics: Posted by John Z — Wed Jul 24, 2024 1:41 pm — Replies 2 — Views 505
View ArticlePersonal Investments • Taking over father in law's finances - sell individual...
Get authorization for a login to the account and try to find what basis info you can on line. There may be some transaction documents for reinvested dividends going back to the 1990's. Once you have...
View ArticleInvesting - Theory, News & General • Filling the TIPS gap years with...
So based on duration matching I have more than my required number of 2034s but lacking on 2040s. So based on this thread should I remain grounded on the tarmac for now until this is more clear or just...
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Personal Investments • Sell Treasury Note before maturity?
Thanks for everyone's responses, thoughts, advice, opinions, etc. Greatly appreciated and some definite food for thought!Great website with a lot of information, resources and knowledgeable...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Not sure if you're aware, but if you're looking to maximize yield on your cash reserves with Money Market funds, parking at Merrill Edge probably makes more sense since you have access to...
View ArticlePersonal Investments • SEP to Roth IRA conversion to start 5-year rule clock?
This is where I got my original impression that a new Roth IRA would have it's own 5-year clock from its first funding, even if the Roth 401k source account had already met the 5-year rule prior to a...
View ArticlePersonal Finance (Not Investing) • SSA now requi-Login.gov or ID.me acct...
No, we don't have to use it and I for one will not, but to say that "no one is going to change the vectors for us" is not quite accurate. I will be complaining about this to my senators and...
View ArticleNon-US Investing • UK DC Pension TFLSM, UFPLS, India relocation etc - unable...
Thanks a TON, jg12345, TedSwippet, and Valuethinker (for the PM) for the excellent analysis and responses. Thanks for spending your valuable time helping me out. So, in short, its difficult to model...
View ArticlePersonal Consumer Issues • 2024 Paris Olympics; What are you Watching?
I am a fan of swimming and track. When the clock determines the winner, I am in. Those events that have judges, no thanks (though I do enjoy watching diving a bit.)For track, the 1500 and longer races...
View ArticlePersonal Investments • HSA for domestic partners
Thanks for the confirmation. I had done some searching and found some informational articles, but I couldn't find any official confirmation. Thanks again.Statistics: Posted by PVW — Thu Jul 25, 2024...
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