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Personal Consumer Issues • Old man can climb Kilimanjaro?

A somewhat delicate off branch to the general topic:I am reluctant to engage an agency based anywhere outside of Tanzania. I consider it more than likely such would add its own profit margin to a...

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Investing - Theory, News & General • Robinhood 1% DEPOSIT Match

Anyone know whether recurring investments drawn from a linked bank account qualify for the deposit boost?Statistics: Posted by nps — Wed Jun 12, 2024 5:36 am — Replies 21 — Views 1641

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Personal Investments • Another TIAA Question

DW and I are in the minority around here. We have TIAA IRAs and a taxable account--all brokerage accounts (i.e. assets are inside "brokerage windows"). They're mostly filled with Vanguard ETFs...

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Investing - Theory, News & General • Can vanguard force transition to...

This thread, plus a recent email from Vanguard saying that the mutual fund platform was shutting down soon, prompted me to transition our Vanguard accounts that weren’t already on the brokerage...

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Personal Finance (Not Investing) • Medicare Easy Pay Premium Statements

I went in online and suppressed these when I was on Medicare before SS. All my Medicare mail is suppressed -- EOBs etc.Your bank should be able to text or email you alerts of various types of...

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Personal Consumer Issues • What's your core (abdominal) workout routine?

There is a lot of good information in most of the comments that have preceded mine. I am going to boast a little bit here, I am going to be 64 this year and I am on the ice playing hockey anywhere...

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Investing - Theory, News & General • The Deferred Annuity (DIA), Not the...

Everything in life involves choices and trading risks and making assumptions.No way I’m going to lock myself into a 15 year deferral. Odds of a health change or just change your mind on annuitization...

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Personal Finance (Not Investing) • As a percent of your career, how much time...

It is scary to read that so few people in this thread make it as BHs with significant periods of unemployment.Your earlier comment about survivorship bias is bang-on.Bogleheads is largely (not...

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Investing - Theory, News & General • Investing 100% into TQQQ

This is big money blaming retail. No way is retail trading 100m+ shares a day. Of course, there is always the narrative to knock people down that are doing really well. How many people have you met...

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Personal Consumer Issues • Anyone have a good battery operated weed trimmer?

I had a gas one for years got an EGO 56V at LOWES for $329. I used the should strap from my gas trimmer it makes using it less tiring. It's so quiet and I can do my entire 4 acre property using 40% of...

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Personal Investments • The market seems unstoppable, and many investors...

Great returns can lead to great losses. A little history helps. In 1896, the original companies of the DOW were: American Cotton Oil, American Sugar, American Tobacco, Chicago Gas, Distilling &...

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Personal Finance (Not Investing) • Still have 15 yrs till retirement. Any...

It’s not paid but have you considered RPM offered by a Bogleheads through a spreadsheet?It has everything you’re looking for.Statistics: Posted by WorkToLive — Thu Jun 13, 2024 5:35 am — Replies 36 —...

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Personal Consumer Issues • Replace fiberglass insulation with spray foam in a...

I would recommend visiting Green Building Advisors they are part of Fine Home Building. The site is out of Sheffield VT and run by Martin Holliday they have a forum where you can ask questions and get...

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Personal Consumer Issues • Favorite Lake Toys from $1 - $100,000

Something like this:Airhead Disc-GoYou can make them yourself from a sheet of plywood. Two from one sheet.Statistics: Posted by Feldman — Thu Jun 13, 2024 5:40 am — Replies 17 — Views 1517

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Personal Consumer Issues • Car insurance: summer college internship out of state

As long as your son is a full time student, most states don't require you to change your insurance or license to the state where they are attending college. I suspect you really don't have to do...

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Personal Finance (Not Investing) • Can I Afford This Luxury?

Absolutely notIt's a want not a need and you have other priorities 1. Pay off credit card with 35k cash getting back to 30k cash2. Depending on when kid is due you do want several 10 to 20k emergency...

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Investing - Theory, News & General • Inputs in modeling future cash flows

Then that interest rate could also represent the discount rate for future cash flows.One common use for discount rates is to boil a sequence of future cash flows down to a single net present value...

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Non-US Investing • Five years of FIRE but still One More Year

Good plan eurobogle.I’m often reminded of sunk cost or sunk thinking fallacies.When I wake up and think about the day/week/month ahead of me, it helps me frame my mind in a positive way vs. I’ve...

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Personal Investments • bond ladder construction under uncertainty

We have some proceeds coming from real estate and we want to invest it entirely in bonds. We don’t know when or if we will need the money but instead have a probability distribution of outcomes from...

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Personal Finance (Not Investing) • Car/Airplane/Toy Purchases % of Income or...

High end sports cars rarely depreciate much (e.g. the car I bought for $105k back in 2017 is still listing for $88k these days; the car that I now want was $440k now in 2018 and is still listing at...

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