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Personal Finance (Not Investing) • Can I Afford This Luxury?

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Absolutely not
It's a want not a need and you have other priorities
1. Pay off credit card with 35k cash getting back to 30k cash
2. Depending on when kid is due you do want several 10 to 20k emergency funds just baby emergency
3. You already have medical debt that needs paying down and after that a car
4. You are about to enter a stressful and low sleep time period in your life this is not when you want construction. Just imagine hammering starting just as soon as first time baby has had sleep in last 2 days arrrggghhhh
5. You do not have the money saved up. Wants should be purchased with preexisting funds.

Statistics: Posted by CaptainT — Thu Jun 13, 2024 5:41 am — Replies 10 — Views 901



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