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Personal Consumer Issues • Global Entry Application turnaround times?
FYI, there are extensive discussions on Flyertalk:First time applications:https://www.flyertalk.com/forum/trusted ... n-137.htmlRenewal applications: https://www.flyertalk.com/forum/trusted ......
View ArticlePersonal Investments • Where to buy/sell physical Gold
Thanks for clarifying, smitcat. I priced selling to Apmex today and for Eagles they offered 1.1% below spot, for Krugerrands 2.1% below spot and Maple Leafs 1.3% below spot. A local coin dealer told...
View ArticlePersonal Finance (Not Investing) • Umbrella Insurance
I have a net worth of a little over 700k..at 38 years old. Do you think I need umbrella insurance? Single-no kids- no house.I’m not entirely sure how it works..I just know it’s like “extra” insurance...
View ArticlePersonal Consumer Issues • Fidelity Credit Card for Best All Around Card?
Someone on Reddit thinks the BoA Preferred Rewards program isn't worth the "costs" of putting up with BoA's shenanigans:Since I use other cards for travel and dining out, I was getting the 2.625% only...
View ArticlePersonal Investments • Impact on Social Security and Annuities on Asset...
They are variable annuities with a guaranteed minimum I believe. One has a surrender value of around $75,000 and the other $150,000. The first has an income base that increases 6% yearly and the other...
View ArticlePersonal Investments • Where to place TIPS bonds
I am wondering where people who are still working and purchasing TIPS bonds are placing them in their portfolio. My understanding is that it's undesirable to purchase TIPS bonds in a taxable account...
View ArticlePersonal Investments • Portfolio analysis
Asset allocation / risk tolerance is tricky because there are many ways of looking at it. Your capacity to take risk is quite large because you don't need your retirement funds at all. So in theory...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Yes, exactly, I would use the CMA as an imprest account because I'm concerned about fraud/theft. Writing checks directly off our brokerage account (which includes additional funds & investments)...
View ArticlePersonal Finance (Not Investing) • Roth conversion tax source
I know the prevailing advice is to pay Roth conversion taxes from a taxable account. I've also read about the indirect rollover technique. Is there an argument for simply withholding the tax upon...
View ArticlePersonal Consumer Issues • Recommendation for lightweight carry-on luggage?
I suggest you check out the Weekender leather bag from Von Baer. It's practical and long-lasting.Statistics: Posted by Itzapi — Wed Jun 12, 2024 4:49 am — Replies 53 — Views 6262
View ArticlePersonal Investments • Has anyone besides me had a Vanguard inbound transfer...
I don't know if this is your issue, but Merrill cancelled an outbound account transfer on me recently because the account was all invested and there wasn't enough cash to cover the $49 transfer...
View ArticlePersonal Consumer Issues • Favorite public gardens or botanical gardens in...
My wife loves to visit botanical gardens and I like to go with her for the exercise. In 2019, we visited the Hawaii Tropical Botanical Garden on the east coast of the island of Hawaii....
View ArticleInvesting - Theory, News & General • An interesting video about history...
The video's assessment of Abigail Johnson and her contribution to the company is not exactly accurate. They basically summarized her attempt to oust her father in 2004 as nonsensical given it was her...
View ArticlePersonal Consumer Issues • Buyer pays the real estate agent is happening
So the buyers agent gets a commission based on a percentage of the sale price. Is there some reason nobody's seen the flaming, waving red flag here? The buyers agent gets more money, the more the...
View ArticlePersonal Consumer Issues • Favorite Movies - Name Five
- Heat (1995, d. Michael Mann)- Sexy Beast- Yojimbo- The Pope of Greenwich Village- Das BootStatistics: Posted by marcus213 — Wed Jun 12, 2024 5:17 am — Replies 317 — Views 28014
View ArticlePersonal Consumer Issues • Are digital water meters accurate?
Yes, Silk, I tried all the recommendations suggested to track the source of the water leak which became obvious after the new digital water meter was installed. I shut off all water usage sites:...
View ArticlePersonal Investments • Implications of rolling Individual 401k to Rollover IRA
You actually need to terminate the plan once you have done the rollover. This requires a memo to self and EZ 5500 form.If you have closed the sponsoring business, terminating the plan generally...
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Personal Finance (Not Investing) • Thinking about Bankruptcy
In 2017 you posted on here asking for help with your $15,000 of credit card debt even though you had $150,000 in household income. In 2020 you came back, but then it was almost $90,000 in debt, still...
View ArticleInvesting - Theory, News & General • Sequence of returns risk with 80/20?
I was looking at iShares AOA which has a static 80/20 allocation — it’s aggressive enough for those who're young, but still has a 20% bond cushion for retirement. The only thing that gives me pause is...
View ArticlePersonal Consumer Issues • Life Jacket for a 90lb kid
Stohlquist Youth/Adult size is for 75-125LBSThanks, that should be a better fit. I'm hoping to spend less than $100 but can if that's the only one I find in that size range.Do you have a boating store...
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