Personal Investments • Help me invest $10m ...
Log into account. Move all the $10M there. Select "trade". Hit to buy $6M of VTI. Then select "trade". Hit to buy $4M of BND. Now you're done. Go get yourself a peanut cookie dough Blizzard at Dairy...
View ArticlePersonal Consumer Issues • Please help choose bathroom faucet for a Home...
Delta Arvo has the cleanest lines and most modern appearance to me.This is definitely my preference also, of the three.I'm not sure about "modern". My reaction is more like simple and, especially,...
View ArticlePersonal Investments • HSA - Stay with Health Equity or Convert to Fidelity
+100, move to Fidelity! Doesn't matter what the market does in August.Statistics: Posted by esteen — Sun May 26, 2024 1:54 am — Replies 12 — Views 650
View ArticlePersonal Finance (Not Investing) • Share your retirement cash flow plan
Not to mention Medicaid is incredibly nosy about all areas of your life, not just those relating to health insurance. I had to apply and be rejected for Medicaid first before I could get an ACA plan...
View ArticlePersonal Finance (Not Investing) • Spending in Retirement
Intense saving for retirement pays twice. Once for the future retirement income, with the second benefit of the new retiree being already acclimated to a reduced spending level. Doesn't it seem wise...
View ArticlePersonal Finance (Not Investing) • Mortgage or Roth 401k Contributions
I would not stop Roth contributions or liquidate Roth assets to pay of a 5.4% mortgage. To the extent you have extra liquidity going forward you can pay down some and reduce the balance but it...
View ArticlePersonal Investments • Shift future savings from tax-deferred to taxable?
More info is needed. Did the advisor provide you a report running the numbers — continuing pretax vs taxable? My gut feeling is that tax deferred is still your friend.You have a lot in tax deferred,...
View ArticleInvesting - Theory, News & General • SPIA: What Do You Think?
Bogleheads:Assume a single woman age 65 and in average health has accumulated a 1 million dollar portfolio--50% bonds in an IRA and 50% stocks in a taxable account. Could it make sense to purchase an...
View ArticlePersonal Finance (Not Investing) • Larger down payment vs keeping invested
My first reaction is that is an awfully big mortgage and seems excessive. But we really have very little specifics or context to judge. I’d probably have to have close to 10 million before I’d buy a 2...
View ArticlePersonal Consumer Issues • Colorado Red light camera ticket
I'm all for red light cameras. I live in Denver Metro area. The red light running is rampant. You cannot just go when the light turns green or you will be t-boned in short order.But they have red...
View ArticleInvesting - Theory, News & General • The 60/40 Portfolio Is Not Dead;...
While I don't really agree totally with this article, I am curious how the 50/50 vs 60/40 portfolios performed since 2000. I would have used PV but that's not working out right now. Any input is...
View ArticlePersonal Finance (Not Investing) • I have too much house at 6.75%, but I...
5%, possibly less.That is not correct. 690k at 6.75 is about 47k + 10k salt - 29k standard deduction will make it 28k. Only 28k is itemized. 400k HHI is 24% federal.Hence, tax saving is 28k * 0.24 =...
View ArticlePersonal Consumer Issues • Camera advice for African safari
Having "reach"(i.e. long lens) I would imagine would be very useful on a safari if pictures are important to you. Some have suggested that most animals are fairly close, but for small animals and...
View ArticlePersonal Finance (Not Investing) • Can anyone recommend a good personal...
OP, I started using TurboTax five years ago after I was billed $850 for my return. My situation was a bit complicated until I started using it. I was able to simplify by using different investments...
View ArticleInvesting - Theory, News & General • Starting to Worry [concerned about...
I'm afraid luck plays an enormous part in all this... running your situation ($200k now, £36k, inflation linked, per year for 31 years, 100% TSM) using the simba dataset, historically, your final...
View ArticleInvesting - Theory, News & General • New version of PortfolioVisualizer?
[ Nothing in this day and age scales with usage per item; or else we would still pay $0.02 per minute for modem dialup.Who do you think is saying anything here scales with usage per item?I thought you...
View ArticleInvesting - Theory, News & General • AA recommendations
super helpful replies, arcticpineapplecorp. the thing lot of us struggle with is the principle bias. if I invested $10K and it did an 100X in 10 years to $1M on these multi baggers, at a psychological...
View ArticlePersonal Investments • 100% in stocks. 15 years to retirement. Too risky?
Can others chime in on the premise that financial planning, in the context of my original question, should be based on the worst 5 to 10 percent outcomes? I understand if this was a spending question...
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Non-US Investing • Australian Portfolio Questions [Split from Thoughts on...
Many Thanks for all who gave thier suggestions. Statistics: Posted by sobar77 — Tue May 28, 2024 12:29 am — Replies 8 — Views 1426
View ArticlePersonal Consumer Issues • My computer has 8GB of ram. Would I make it faster...
A google search will quickly show that a memory stick is a USB flash drive, NOT RAM.https://en.wikipedia.org/wiki/Memory_moduleIn computing, a memory module or RAM stick is a printed circuit board on...
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