Investing - Theory, News & General • Total Portfolio Allocation and...
Thanks for your reply. I have a couple of more questions. As we’re European and we invest to the global stock and bond ETF, not only US stocks and bonds, should we use the default expected returns as...
View ArticleInvesting - Theory, News & General • Which brokerage has the most...
I prefer the mobile app and website for Interactive Brokers. Both are extremely feature rich and customizable. Things like dark mode and TradingView charts make them much more pleasant to use than...
View ArticleInvesting - Theory, News & General • Y'all may be missing the point of TIPS
For me, lots of my TIPS are in a liability matching ladder (roughly, since liabilities are uncertain). However, about 57% of my TIPS are mature before the end of 2027, while my LMP extends through...
View ArticleInvesting - Theory, News & General • Vanguard Preparing to Tap Former...
......Ramji also said,“I view the competition as complexity. I view the competition as high fees and barriers that are getting in the way of individual investors accessing good wealth management and...
View ArticlePersonal Consumer Issues • Bird singing in the morning
Some of my coworkers (shop environment) have gotten custom fitted earplugs for better comfort after hours wearing them. They're expensive, but they seemed to think it was worth it. I don't know where...
View ArticlePersonal Consumer Issues • 48" T8 fluorescent bulb replacement options
We have maybe 30 fluorescent bulbs in valance lighting our living room (installed in trays along walls and directed upward onto walls/ceiling). They were installed in 1978. We use them maybe 4 hours...
View ArticlePersonal Finance (Not Investing) • Deciding when to retire...
DH has been urging me to fly business class to my country of birth for my twice annual visits - it would be greater than what my parents spend in a year. I feel conflicted and reluctant. This is...
View ArticlePersonal Investments • 13 year check-in
It’s been about 13 since I last posted. viewtopic.php?t=69979 Crazy how time flies! My career and investments have done well, and I mostly stuck to the plan I put together here back in 2011, but the...
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
My daughter was home this weekend for a funeral service.She was only here for 40 hours [and she slept for 16 of those hours], but she managed to fix my garage door remote, my PC monitor, and my robot...
View ArticleInvesting - Theory, News & General • Portfolio Visualizer Going Subscription
yeah...I don't think the change was a good one. It is not as intuitive and requires more clicks to get somewhere. i'm wondering if his backend went EOL or something???Statistics: Posted by Kbg — Sun...
View ArticleInvesting - Theory, News & General • Moving funds from Robinhood to Vanguard
I think Robinhood charges a $100 fee for an outgoing ACATS transfer.While some brokerages reimburse transfer fees, Vanguard does not. I'm not sure what brokerages, if any, would reimburse a $100 fee...
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Personal Finance (Not Investing) • HSA question across 2 employers
Your family can only make the family contribution. That is, the sum of contributions to both plans cannot exceed the family contribution. Also, if he switches he cannot contribute to an FSA and you to...
View ArticlePersonal Investments • Dfa vs Avantis
Larry liked DFA and I don't know about this Avantis. Since this is the bogleheads forum why don't we talk about VBR vang. small cap value.Statistics: Posted by westpac — Sun May 19, 2024 11:25 pm —...
View ArticlePersonal Investments • Does anyone else own Gold? Michael Burry just bought some
I have no opinion on Michael Burry, his hedge fund, nor his trades, but I do own shares in all the world's public gold mining companies through the total world stock index fund. Proven reserves for...
View ArticlePersonal Investments • Portfolio Review--77 yo retiree and wife
Can you share your withdrawal numbers from each account? My rough guess is that you are withdrawing about 150k-200k. Do you need all the cash flow if not then I would change the AA to 35/65 by...
View ArticlePersonal Finance (Not Investing) • Deducting interest on a loan taken out to...
Looking for validation on my intra-family loan/creative financing ideaA family member is having a hard time finding a property he can afford. As a family we are pretty handy so I am looking at...
View ArticlePersonal Consumer Issues • What to outsource? Willing to trade money for more...
Hi, looking for ideas on to outsource to save time. We need to try to free up more time. Below is the list of items we outsource or are planning to. Looking for feedback and any other ideas? We are...
View ArticleInvesting - Theory, News & General • Am I thinking about the Back door...
If the gains are significant, it should also be possible to convert only the total basis of the Traditional IRA to a Roth IRA, and later the same year, rollover the remaining balance into the 401k...
View ArticlePersonal Investments • 200-300k windfall
Hi I am 40 and married w three young kids 700k combined pretax income. 1m in combined pretax retirement accounts 140k in Roth combined 140k in kids 529s900k in current mortgage at 6.35% rate Got about...
View ArticleInvesting - Theory, News & General • New version of PortfolioVisualizer?
What a disaster.Hopefully we get a robust copy cat soon.I’m thankful I was able to run so many scenarios which provided me with conviction of my portfolioStatistics: Posted by Nathan Drake — Mon May...
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