Investing - Theory, News & General • Hoarding cash
The stock market is up 4.07% since this thread started. Not clear yet if stocks will beat a year of cash (read money market) interest in the space of two weeks, but they might. Would be fairly typical...
View ArticleInvesting - Theory, News & General • Y'all may be missing the point of TIPS
I don't see why long-duration TIPS are necessarily the best choice. Short TIPS are much better for dealing with unexpected inflation - which is why Vanguard uses them in their Target Retirement...
View ArticlePersonal Investments • Worried about vanguard
...So can i actually keep my Vanguard funds after that account is transferred to Fidelity? Or Will Vanguard/Fidelity sell them during the transfer? Fidelity wasn't completely clear there, but they...
View ArticlePersonal Investments • VSIGX State Tax Exempt?
How much more risk does it carryThis can be a bit hard to precisely quantify... Municipal bonds can default, but it's not very common. If I recall correctly it's less than 1% that default, which is...
View ArticleInvesting - Theory, News & General • Michael Green on Ratrional Reminder...
But critically, the exact same statement is true of active funds. So switching to active does nothing to improve the situation.I think his point is that index funds are capable of making the whole...
View ArticlePersonal Finance (Not Investing) • Just filed for Social Security and feeling...
Isn't the difference 2/3% per month benefits increase for waiting? For 18 months, wouldn't that be approximately 12% difference in final check amount? (Instead of 8.6%)Hopefully, someone can...
View ArticleInvesting - Theory, News & General • Faber: T-bills & Chill...Most of...
How does one determine the top 50% of historical yield for a particular asset?Statistics: Posted by dkturner — Sat May 11, 2024 9:56 am — Replies 1 — Views 472
View ArticleNon-US Investing • Singapore REITs for dividend income pros/cons
What are the best value Singapore REITs, Does anyone here have a methodologyThere are a lot to choose from: see https://fifthperson.com/top-10-singapore-reits-2024/ Some have...
View ArticlePersonal Consumer Issues • Possible Future Drainage issue
Maybe put an Apple AirTag in small ziplock and after it's washed way down there, locate as close to it as you can and then dig around or poke into the ground with a piece of rebar to find the pipe,...
View ArticlePersonal Finance (Not Investing) • Will home owner's policy cover sewer...
Town sewer or your own septic system? If municipal sewer, what and where was the problem?When a friend on town sewer had a backup due to an off-property sewer collapse, the town repaired it and the...
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Personal Consumer Issues • Airline & Hotel Status: is it worth it anymore?
I have United Platinum, Marriott Platinum, and Hilton Gold. All are pretty nice to have, and I've certainly gotten my share of free food and free upgrades that have made loyalty worth it most of the...
View ArticlePersonal Investments • Covering Mortgage Payment: Annuity vs. 30 Year Treasury
The problem I see is that your funds are tax deferred. So you can build a TIPS ladder, buy a 30 yr treasury, whatever to create the cash flow. But you can't use that cash flow to pay the mortgage w/o...
View ArticlePersonal Finance (Not Investing) • Intuit's Mint App Shutting...
One issue I notice with full view is that it excludes any transaction from non-bank accounts. When a SS is deposited in your bank account, it shows up as an income, but if you deposit it in the...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
For those transferring their accounts to other brokerage firms, what address do you list for your Vanguard Individual 401(k) accounts on the transfer forms?Statistics: Posted by southerndoc — Wed May...
View ArticlePersonal Consumer Issues • Recommendation for a hotel near LAX?
Happened to be searching on Kayak a moment ago for another trip so I entered an arbitrary weeknight in mid-June for you. Found 22 places less than 1 mile from LAX that have a shuttle -- all are 3- or...
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Personal Finance (Not Investing) • Forced spending
We really haven't "forced" spending, but we spend roughly double, after tax, what we did when working.How? Once we no longer had to be responsible for our clients/patients, we began to travel a lot, a...
View ArticlePersonal Consumer Issues • Getting smell out of car?
Buy an authentic ozone generator. Take appropriate precautions in using it.If that doesn't work, thoroughly clean all surfaces including the upholstery and all of the carpet. This will require...
View ArticlePersonal Finance (Not Investing) • Share your retirement cash flow plan
I went into retirement needing to fund about an 8 year gap from retirement to maximum deferred SS. I was very non-BH and had about 7 years of US Treasuries in my taxable account for that purpose. I...
View ArticlePersonal Finance (Not Investing) • Deciding when to retire...
Two factors - one economic and one personal.I retired at age 61 a year after I qualified for a non reduced pension. We had retirement savings as well but the pension provided us with cash flow so we...
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Personal Consumer Issues • Home Cocktail Bar Bottle Essentials -- $1K limit
That made me laugh. And if shaken gin gets you going about breaking rules, one time (with standard NYC close together tables) the woman of the couple sitting next to us ordered a Tequila Martini....
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