Vanguard publishes Preliminary capital gains estimates in November, and updated estimates, and final estimates in December.For various reasons I need to completely avoid, or at least dramatically reduce my risk of capital gains distributions.
I keep all my money in Vanguard.
I’m also wondering if there’s a way to predict and avoid cap gain payouts. If I sign up for email alerts or something can I be warned before a distribution, and sell out my holdings to avoid it?.
https://investor.vanguard.com/content/d ... tions.pdf
If you want to avoid capital gains, you could donate or gift shares before the distribution dates, or
offset the capital gains with capital losses, from this year or previous years.
Only take long term capital gains, avoid short term capital gains. ETFs are better than mutual funds, Passive index funds better than active funds.
You could keep your MAGI below $94,050 + your deductions if MFJ. This may avoid taxes, but would still be capital gains.
Also funds in IRAs and qualified retirement plans avoid capital gains payouts.
Don't sell if you have capital gains, and let your beneficiaries have a step up in cost basis, and worry about their future own capital gains.
Statistics: Posted by VanGar+Goyle — Fri Aug 30, 2024 11:38 pm — Replies 27 — Views 3294