Personal Finance (Not Investing) • Employer Long Term Care policy to avoid...
I've also found this website which implies that the task force did their thing and made their recommendations, but that as of yet, no actual bill has been introduced....
View ArticlePersonal Finance (Not Investing) • What is the advantage of an online bank?
I don't understand the popularity of online banks. I tried Ally for a while but it didn't seem to add anything useful to my personal checking account with a regional commercial bank. The commercial...
View ArticleInvesting - Theory, News & General • 400 Years of Global Stock & Bond...
...May I ask where you draw the line—at what date does the history of past asset returns become relevant?I'm wondering what you think of the argument that I've been nurturing, since it's not on your...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
Beekeeper (prime)I thought it was entertaining, not as good as John Wick. But it had its moments.I also enjoyed it. However, it seems that Jason Statham plays the same character in every...
View ArticlePersonal Consumer Issues • Power Outage and Food Spoilage?
Folks,Coming from a developing country where power outage is a constant possibility, we kept multiple reusable ice substitutes in our freezer. During power outage, we move a few of them into the...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
I saw $1000https://www.merrilledge.com/offers/pr1000Apparently there were some people who used this link and the promo code and it didn't take. Some reached out to customer service and they said that...
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Personal Finance (Not Investing) • Share your net worth progression
I'm certainly wealthy by any reasonable measure in any setting except this forum, which is composed primarily of multi-millionaires, millionaires, and those who will soon be millionaires.How do you...
View ArticlePersonal Finance (Not Investing) • Mega backdoor with money in 401K from a...
A friend wants to do a mega backdoor Roth conversion from his 401k. The company he works for acquired his prior company and he rolled his old 401k into his new 401k. As is normal for a mega backdoor...
View ArticlePersonal Finance (Not Investing) • What does your setup using Fidelity CMA...
DW and I are joint on a Fidelity CMA. I use it for only one thing now and that's to sweep the full 2% from the Fidelity/Elan credit card into. All "real" financial accounts including checking,...
View ArticlePersonal Finance (Not Investing) • Identity monitoring OR identity-theft...
So the issue is whether it is worth entering all my personal and financial info onto a new credit monitor's website to obtain another year of such protection.Probably not.Statistics: Posted by...
View ArticlePersonal Investments • Roth conversion or not?
Regaridng NIIT: Do I understand correctly that if I had $100k in investment income and $250k in AGI, then I'd owe NIIT on $100k? And, if I have $500k in investment income and AGI of $250k, then I'd...
View ArticlePersonal Investments • Worried about vanguard
I have used Vanguard's products for over forty years. Been a great fan and supporter and will keep recommending those. Also read several of Bogle's books... and would highly recommend them too....
View ArticlePersonal Consumer Issues • blind spot warning/avoidance?
So Normchad's reply was appropriate. Normchad suggested taking away seatbelts. I don't see how that was appropriate at all.Statistics: Posted by SmileyFace — Tue Jul 16, 2024 11:51 am — Replies 40 —...
View ArticlePersonal Investments • Roth IRA conversion or Roth 401K- Trying to prevent a...
OP,1) What is your current marginal tax rate?2) Do you pay state income tax?3) Do you have pension income?4) How do you know your retirement tax rate will be higher than what you are paying...
View ArticlePersonal Consumer Issues • Bird watchers – what birds are you seeing?
Heard a different bird call today and went outside to check it out: Mississippi Kite But also a moment later higher up a Bald Eagle flying over the house.Statistics: Posted by livesoft — Tue Jul 16,...
View ArticlePersonal Consumer Issues • Your Amazon Prime Day purchases, please!
Apple Watch for DW. We have been monitoring for a little while and they are $20 cheaper than the typical sale. Oscillating tool for DH. We had it on the wishlist but were not expecting to get it until...
View ArticleInvesting - Theory, News & General • Roth IRA what to invest in and how
At $40,000 in income, after the standard deduction, you're in such a low tax bracket that it makes total sense to ho the Roth route. From that point on, all that money and growth is theirs. At age 50,...
View ArticlePersonal Consumer Issues • Any tricks and tips for buying used stuff
Hello, my wife and I try to buy used stuff. When we put an item on our shopping list and look for it used, often times we realize we don't really need it as much so it also helps us reduce what we...
View ArticlePersonal Investments • Fidelity Account Hold
I have seen the account restrictions issue come up when someone opens up a new account with Fidelity, but they are missing some necessary paperwork (like receiving a copy of your social security card...
View ArticlePersonal Finance (Not Investing) • Out of Cycle Tax Refund?
I've read here several times that sometimes a check will show up a few days before an explanatory letter.Statistics: Posted by retiredjg — Wed Jul 17, 2024 11:49 am — Replies 3 — Views 337
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