Personal Consumer Issues • The EV Life Cycle?
Unlike cell phones, cars are not cheap enough for consumers to accept an explicit end of life. If any manufacturer* tries that, Toyota will eat their lunch, should they ever decide to make an electric...
View ArticleClik here to view.
Personal Finance (Not Investing) • Proposed new wiki page: Retirement...
Here's how I see it, and you can let me know if you agree. I see the decision of "optimize for my own retirement" vs. "optimize for heirs" as tied to uncertainty over life expectancy. Let's say...
View ArticleInvesting - Theory, News & General • A shrinking market
Putting it together: A shrinking market and retreating investors indicate that the appetite for risk in the US is quickly fading."Seems like a higher percentage of US people are owning stock than ever...
View ArticlePersonal Investments • Tax Question regarding taxable accounts
Your brokerage should display the cost basis on its website. Have you looked there?Statistics: Posted by UpperNwGuy — Thu Jun 06, 2024 4:00 am — Replies 1 — Views 146
View ArticlePersonal Investments • Is it possible to have a MMF sweep account at Schwab,...
I don't see the attraction of a Schwab brokerage account.In cash accounts, which all of ours are, Schwab give me more trading flexibility than Fidelity (not sure about Vanguard in this regard). Schwab...
View ArticlePersonal Consumer Issues • Albuquerque 5 days
In town, The National Museum of Nuclear Science and History is great and unique. I second this recommendation, but then I grew up next to an active missile base.It is better than the Las Vegas...
View ArticlePersonal Finance (Not Investing) • Best credit card to use to rent a car for...
We also always rent cars with chase sapphire preferred. We have had to make a claim when our rental car had hatchback window smashed and son had backpack stolen with electronics & CCards. They...
View ArticlePersonal Investments • Best way to liquidate large inherited IRA ($4.1 million)
There may be other solutions involving trusts or charitable contributions, but that may require more professional help.While that's all true, it's important to keep in mind, that absent some edge...
View ArticleClik here to view.
Personal Finance (Not Investing) • Pension - Payments or Lump Sum? - Please...
[Topic is now in Personal Finance (Not Investing) - mod mkc]Monthly payments (annuity) is $90,000 / year until age 62; then it drops to $64,000/year.The lump sum is valued at $1,080,270 with current...
View ArticlePersonal Consumer Issues • Heat pump sizing and brands?
Also, I have been hearing a lot about heat pumps. Don't they run more often and use more electricity? If you are in a hot summer climate area (100+) with a cost of 50 cents KWH are they still a viable...
View ArticlePersonal Consumer Issues • Favorite protein powder for shakes at home?
When it comes to protein powders for shakes at home, I prefer organic protein. It’s made from the milk of cows that are fed organic feed and aren’t treated with hormones or antibiotics, which is...
View ArticlePersonal Finance (Not Investing) • HDHP always better than PPO? What am I...
This adds a great deal of uncertainty if you, say, have a major incident on vacation, or can't find a hospital that accepts the "allowed" amount. Are your losses unlimited in that case, and is a PPO...
View ArticlePersonal Investments • IRA-poor?
bsteiner - totally get your point. I guess we always just assumed our tax bracket would be so much lower in retirement. But it looks unlikely to be so, especially once RMDs kick in. Sort of a big fail...
View ArticlePersonal Consumer Issues • What books would you recommend to someone that...
I'm following up with The Practicing Stoic by Ward Farnsworth. I'm enjoying it even more than the OP book.It is challenging a lot of my ideas including ones I associate with Bogleheadism.Statistics:...
View ArticlePersonal Investments • Maxing out 401k is not always the best way, according...
I think I'd be tossing the author's book in the trash.SameStatistics: Posted by em4772193 — Sun Jun 09, 2024 3:59 am — Replies 36 — Views 8274
View ArticlePersonal Investments • Using up large accumulated capital loss with treasury...
Any concern that the same arguments made against BOXX in that article you posted, could end up being applied against this strategy?I'm not a tax lawyer, but I think the answer is clearly no. For one,...
View ArticlePersonal Finance (Not Investing) • At what point can I buy an expensive car?
OP how would you feel if your spouse declares that they are a watch person or a fountain pen person and wants to start spending money on that?Are you the only one that gets to YOLO?Statistics: Posted...
View ArticlePersonal Investments • Why not just live off 5% interest from $2.5MM?
Main risks then are inflation in health care costs and retirement home care.Hello Valuethinker,This is why OP should remain 60/40.20% stocks is not enough to offset these and additional future...
View ArticlePersonal Finance (Not Investing) • At what age do your kids get jobs?
3 kids, all adults in their early 20's at this point.Ages the 3 obtained part time jobs:12,16,12Statistics: Posted by thedaybeforetoday — Sun Jun 09, 2024 4:57 am — Replies 35 — Views 2909
View ArticleClik here to view.
Investing - Theory, News & General • [Which Fidelity International equity...
Would appreciate input and opinions on *which* international index fund to hold.Fidelity has five international index funds:(FTIHX) Fidelity Total International Index Fund (0.06%) -- Complete...
View Article