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Personal Investments • Investment options for a 1099 taxed as S Corp using a SEP IRA

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For someone in a SSTB, do capital gains "count" for the household income threshold? If it does, and you have a large amount of investments, wondering if it would make sense to have a bias to growth-based ETF's that pays very little in dividends in order to qualify for more of the QBI deduction.
Yes, because the threshold is based on taxable income.

And, of course, deductions (HSA, Health, etc) in this range become even more valuable, because the marginal tax rate includes the increased QBI from lowering the income within the phaseout range.

It gets too complex to try to figure out without modeling it in TurboTax or something like that.

Statistics: Posted by MP123 — Fri Jul 19, 2024 12:20 pm — Replies 8 — Views 397



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