I'm hitting the big five-oh soon and doing a sanity check of our retirement funds. We're heavily weighted to stocks especially S&P 500. It's served us well thus far but possibly now we should rebalance to more bonds and income stocks? I'll maybe be working forever as I'm the sole provider for the family. 4 kids and wife is SAHM who volunteers and keeps the home life humming along.
401ks and HSA combined are $1.3M. S&P is 60% of allocation. I have access to Vanguard and Fidelity funds. Also, I will be eligible for a pension which (if I did calcs right) is about $35,000/year.
Any thoughts appreciated. Thanks to all.
My 401k
My HSASpouse IRA
401ks and HSA combined are $1.3M. S&P is 60% of allocation. I have access to Vanguard and Fidelity funds. Also, I will be eligible for a pension which (if I did calcs right) is about $35,000/year.
Any thoughts appreciated. Thanks to all.
My 401k
Code:
FXAIX/VFIAX500 INDEX FUNDS$726,000 FLCNXFID CONTRAFUND K6$261,000 FSMAXFID EXTD MKT IDX$111,000 AASRXABF SM CAP VALUE R6$62,000 VIPIXVANG INFL PROT INST$30,000 VEXAXVANGUARD EXTENDED MARKET I$24,000 VEXPXVANGUARD EXPLORER INVESTOR$24,000 VTIAXVANGUARD TOTAL INTL STOCK I$15,000 VBTIXVANG TOT BD MKT INST$11,000 FTHRXFID INTERMED BOND$9,900 VBTLXVANGUARD TOTAL BOND MKT I$9,000 My HSA
Code:
FXAIXFIDELITY 500 INDEX FUND$30,000 CASH$6,000 Code:
VFIAXVANGUARD 500 INDEX ADMIRAL CL$46,000Statistics: Posted by WaffleCone — Fri Jul 19, 2024 12:20 pm — Replies 0 — Views 5
