Thank you for your advice, I will be shifting bonds into my 401k now that I have located the elections page.Thank you for your response. I am going to consolidate VTI and VOO into just VTI for U.S. Equities allocation.Looks ok to me.
I would only have VTI in taxable and no bond in Roth.
Do you mind elaborating why no bonds in Roth? I am curious because I have been reading that bonds are best placed in Roth instead of taxable so as to mitigate capital gains on income from the returns. Please correct me if I am wrong as I am still a novice boglehead.
Thank you
Bonds should be in 401k or T-IRA. Roth Grows tax free, you want your stocks in Roth.
Statistics: Posted by SASbogle — Mon Jun 17, 2024 6:30 am — Replies 21 — Views 791